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1. Parties: Identification of the Lender and Borrower with full legal names, registration details, and addresses
2. Background: Context of the loan agreement, including purpose of the loan and any relevant business relationship context
3. Definitions: Definitions of key terms used throughout the agreement
4. Loan Amount and Purpose: Specification of the loan amount, currency, and permitted use of funds
5. Disbursement Terms: Conditions precedent to disbursement and disbursement mechanics
6. Repayment Terms: Payment schedule, payment methods, and prepayment provisions
7. Profit Rate and Fees: Specification of profit rate (instead of interest, for Sharia compliance), calculation method, and applicable fees
8. Security and Guarantees: Details of any security or guarantees provided for the loan
9. Representations and Warranties: Standard representations and warranties from the Borrower
10. Borrower Covenants: Positive and negative covenants binding the Borrower
11. Events of Default: Circumstances constituting default and consequences
12. Remedies: Lender's rights and remedies upon default
13. Notices: Communication procedures and contact details
14. Governing Law and Jurisdiction: Confirmation of Qatar law governance and jurisdiction details
15. Execution: Signature blocks and execution formalities
1. Islamic Finance Provisions: Additional provisions ensuring Sharia compliance, required if the loan must be explicitly Sharia-compliant
2. Assignment and Transfer: Provisions regarding the ability to transfer or assign rights under the agreement, included for larger loans or when dealing with institutional lenders
3. Syndication Provisions: Required if multiple lenders are involved or if syndication is contemplated
4. Additional Security Provisions: Detailed security provisions if complex security arrangements are involved
5. Insurance Requirements: Specific insurance obligations, included when security assets require insurance coverage
6. Account Bank Arrangements: Required when specific bank accounts need to be maintained for loan purposes
7. Force Majeure: Provisions dealing with unforeseen circumstances, particularly relevant in long-term loans
1. Conditions Precedent: List of documents and conditions required before disbursement
2. Repayment Schedule: Detailed amortization or payment schedule
3. Form of Disbursement Request: Template for requesting loan disbursements
4. Security Details: Detailed description of security assets and perfection requirements
5. Form of Compliance Certificate: Template for periodic compliance reporting
6. Fee Schedule: Detailed breakdown of all applicable fees
7. Permitted Security: List of security interests permitted to exist
8. Form of Transfer Certificate: Template for transferring loan participations if applicable
Banking & Financial Services
Real Estate & Construction
Manufacturing & Industrial
Retail & Commercial
Healthcare
Technology & Communications
Energy & Resources
Transportation & Logistics
Hospitality & Tourism
Professional Services
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Governance
Business Development
Credit Analysis
Islamic Banking
Operations
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Banking Relationship Manager
Credit Risk Manager
Treasury Manager
Compliance Officer
Corporate Secretary
Business Development Manager
Financial Controller
Managing Director
CEO
Risk Management Officer
Islamic Finance Specialist
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