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1. Parties: Identification of the lender(s) and borrower(s), including full legal names and addresses
2. Background: Recitals explaining the original loan agreement, reason for amendment, and current status
3. Definitions: Definitions of terms used in the agreement, including both original and new terms introduced by the amendment
4. Amendment Effective Date: Specification of when the amendments take effect
5. Amendments to Original Agreement: Detailed description of specific clauses being amended, with clear reference to original clause numbers
6. Confirmation of Other Terms: Confirmation that all other terms of the original agreement remain unchanged
7. Representations and Warranties: Updated representations and warranties of the borrower
8. Conditions Precedent: Conditions that must be satisfied before the amendments become effective
9. Fees and Expenses: Details of any fees or expenses related to the amendment
10. Governing Law and Jurisdiction: Confirmation of UAE law as governing law and jurisdiction for disputes
11. Execution: Signature blocks and execution requirements
1. Islamic Finance Compliance: Required if the loan needs to be Shariah-compliant, including relevant provisions and structure
2. Security Amendment: Include if any security arrangements are being modified
3. Interest Rate Modification: Include if there are changes to interest rate terms
4. Payment Schedule Modification: Include if payment terms or schedules are being amended
5. Additional Lenders: Include if new lenders are being added to the facility
6. Currency Provisions: Include if the loan involves multiple currencies or currency conversion terms
7. Tax Provisions: Include if there are specific tax implications from the amendments
8. Financial Covenants Amendment: Include if financial covenants are being modified
1. Schedule 1 - Original Loan Agreement: Copy of the original loan agreement being amended
2. Schedule 2 - Amended and Restated Terms: Complete set of amended terms in clean format
3. Schedule 3 - Conditions Precedent Documents: List of all documents required before amendment effectiveness
4. Schedule 4 - Amended Payment Schedule: Updated amortization or payment schedule if payment terms are modified
5. Schedule 5 - Form of Effective Date Certificate: Template certificate confirming satisfaction of conditions precedent
6. Schedule 6 - Security Amendment Documents: Forms of any security amendment documents required
7. Appendix A - Blackline Against Original Agreement: Marked version showing all changes against original agreement
8. Appendix B - Required Regulatory Approvals: List and copies of any required UAE regulatory approvals
Banking and Financial Services
Real Estate and Construction
Manufacturing and Industrial
Trading and Commercial
Healthcare
Education
Hospitality and Tourism
Technology and Telecommunications
Energy and Utilities
Transportation and Logistics
Retail and Consumer Goods
Professional Services
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Secretariat
Credit
Executive Management
Commercial
Banking Operations
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Corporate Lawyer
Compliance Officer
Risk Manager
Banking Relationship Manager
Credit Manager
Corporate Secretary
Managing Director
Finance Manager
Loan Officer
Chief Executive Officer
Commercial Director
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