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1. Security: Details of any assets provided as security for the loan - use when collateral is being provided

2. Guarantor Provisions: Terms applying to any family member acting as guarantor - include when a third family member is guaranteeing the loan

3. Early Repayment: Terms for early loan repayment - include when the parties want to explicitly allow for this possibility

4. Death or Incapacity: Provisions for what happens if either party dies or becomes incapacitated - particularly relevant for elderly family members

5. Dispute Resolution: Alternative dispute resolution procedures - include when parties wish to specify mediation or arbitration before court proceedings

6. Witness Requirements: Provisions for witnesses to the agreement - include when additional formality is desired

7. Gift Conversion: Provisions for converting the loan to a gift under certain circumstances - include when this possibility is contemplated by the lender

1. Schedule 1 - Payment Schedule: Detailed breakdown of repayment dates and amounts

2. Schedule 2 - Loan Disbursement Details: Specifics of how and when the loan amount will be transferred

3. Schedule 3 - Security Details: If applicable, detailed description of any security/collateral provided

4. Appendix A - Proof of Relationship: Documentation proving the family relationship between parties

5. Appendix B - Financial Statement: If required, current financial statement of the borrower