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1. Security: Details of any assets provided as security for the credit line - include when the note is secured

2. Guarantor Provisions: Terms applying to any guarantors of the credit facility - include when there are guarantors

3. Insurance Requirements: Mandatory insurance requirements for secured assets - include for secured notes

4. Draw Down Conditions: Specific conditions that must be met before draws are permitted - include for complex credit arrangements

5. Financial Covenants: Financial ratios or conditions the borrower must maintain - include for business borrowers

6. Cross-Default: Provisions linking this note to other credit facilities - include when there are multiple facilities

7. Assignment and Transfer: Terms governing the transfer of the note - include when transferability is desired

1. Draw Down Schedule: Record of all draws made under the credit facility

2. Payment Schedule: Schedule of minimum payments and payment dates

3. Interest Rate Schedule: Details of applicable interest rates and any rate change mechanisms

4. Security Details: Detailed description of any security provided, including asset registers

5. Fees Schedule: Comprehensive list of all applicable fees and charges

6. Compliance Certificate: Template for periodic compliance certification if required