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1. Guarantor Provisions: Required when a guarantor is providing additional security for the loan

2. Insurance Requirements: Included when specific insurance coverage is required for the security asset

3. Early Repayment Provisions: Details early repayment options and any associated fees when early repayment is permitted

4. Variable Interest Rate Mechanisms: Required when the interest rate is variable, detailing how and when rates may change

5. Electronic Communication Consent: Added when parties agree to receive notices and communications electronically

6. Direct Debit Authorization: Included when automatic payments are being set up

7. Privacy Consent: Detailed privacy provisions when extensive personal information handling is involved

1. Schedule 1 - Loan Details: Key financial terms including loan amount, interest rate, fees, and payment schedule

2. Schedule 2 - Repayment Schedule: Detailed breakdown of all scheduled repayments including principal and interest components

3. Schedule 3 - Security Details: Specific details of the rental payments or other assets being used as security

4. Schedule 4 - Fee Schedule: Comprehensive list of all applicable fees and charges

5. Appendix A - Direct Debit Request Form: Standard form for setting up automatic payments if applicable

6. Appendix B - Credit Guide: Mandatory information about the credit provider and borrower's rights

7. Appendix C - Information Statement: Statutory information statement required under the National Credit Code