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1. Trade-In Details: Used when the purchase involves a trade-in of existing goods, including description and value of trade-in items

2. Co-Signer Provisions: Required when a co-signer or guarantor is part of the agreement

3. Extended Warranty: Included when an extended warranty or service plan is being purchased as part of the transaction

4. Delivery Terms: Required for items that will be delivered after the agreement is signed

5. Return Policy: Optional section detailing any special return or exchange terms beyond statutory requirements

6. Electronic Payment Authorization: Used when automatic payments or pre-authorized debits are part of the payment arrangement

1. Schedule A - Payment Schedule: Detailed breakdown of all payments, including dates, amounts, and allocation between principal and interest

2. Schedule B - Product Specifications: Detailed technical specifications or features of the goods being purchased

3. Schedule C - Cost of Credit Disclosure Statement: Detailed disclosure of all credit costs and terms as required by provincial legislation

4. Schedule D - Insurance Requirements: Specific insurance requirements and minimum coverage details

5. Appendix 1 - Warranty Documentation: Manufacturer's warranty terms and any extended warranty details

6. Appendix 2 - Condition Report: Detailed report of the condition of goods at time of sale, particularly for high-value items