The Collection Agency Demand Letter is a critical document in the Swiss debt collection process, used when standard invoicing and payment reminder procedures have been exhausted. This document must strictly comply with the Swiss Federal Act on Debt Collection and Bankruptcy (SchKG) and related regulations, including data protection laws and fair business practice requirements. It serves as a formal notification before initiating legal debt collection proceedings through the Swiss debt collection office (Betreibungsamt/Office des poursuites). The letter must contain specific elements including clear identification of all parties, precise debt details, payment instructions, and legal warnings. It's typically used when a collection agency has either been assigned to collect the debt on behalf of the original creditor or has purchased the debt outright. The document's format and content are influenced by Swiss legal requirements for debt collection communications and must be available in the official languages of the relevant Swiss canton.
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
Your data doesn't train Genie's AI
You keep IP ownership of your docs
1. Letterhead and Date: Collection agency's official letterhead including registration details, complete contact information, and current date
2. Recipient Details: Debtor's full name and current address, presented in the proper Swiss address format
3. Subject Line: Clear indication that this is a formal debt collection notice (e.g., 'Official Payment Demand Notice / Zahlungsaufforderung')
4. Debt Details: Specific information about the outstanding debt including original creditor, invoice numbers, dates, and exact amount owed with currency
5. Legal Basis: Reference to the legal basis for the claim and the agency's authority to collect
6. Payment Instructions: Clear payment details including deadline, bank account information, and reference number
7. Consequences Statement: Information about potential legal actions if payment is not received by the deadline
8. Contact Information: Specific details about how and when to contact the collection agency with questions
9. Signature Block: Official signature from authorized representative of the collection agency
1. Previous Communications: Reference to prior attempts to collect the debt, used when there is a documented history of payment requests
2. Payment Plan Options: Offered when the agency is authorized to negotiate payment arrangements
3. Dispute Rights: Detailed information about the debtor's right to dispute the claim, included when required by specific circumstances or debt type
4. Interest Calculation: Breakdown of interest charges and calculations, included when interest is being claimed
5. Original Creditor Statement: Detailed information about the debt transfer from original creditor, included when the debt has been assigned or sold
1. Original Invoice Copy: Copy of the original invoice(s) or contract creating the debt obligation
2. Statement of Account: Detailed breakdown of the debt, including principal, interest, and any fees
3. Payment History: Record of any previous payments made and remaining balance
4. Power of Attorney: Documentation proving the collection agency's authority to act on behalf of the original creditor
5. Debt Assignment Documentation: If applicable, documentation showing the legal transfer of the debt to the collection agency
Find the exact document you need
Debt Collection Warning Letter
A formal notice under Swiss law demanding payment of outstanding debt, serving as a prerequisite to debt enforcement proceedings.
Download
Collection Agency Demand Letter
A Swiss-law compliant demand letter from a collection agency to a debtor, formally requesting payment of outstanding debt under Swiss debt collection regulations.
Download
Payment Collection Letter
A formal payment demand letter compliant with Swiss law, used to request payment of outstanding debts and initiate the debt collection process.
Download
Past Due Invoice Collection Letter
A formal payment collection letter compliant with Swiss law, serving as final notice before legal proceedings.
Download
Debt Collection Letter
A formal payment demand letter governed by Swiss debt collection laws, serving as an official notice to debtors for outstanding payment collection.
Download
Debt Collection Validation Letter
A formal request under Swiss law requiring creditors to validate and provide documentation for a claimed debt, complying with DEBA requirements.
Download
Debt Collection Letter Of Demand
A formal payment demand letter compliant with Swiss law, serving as the final notice before legal debt collection proceedings.
Download
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)