A Promissory Note For Personal Loan is a crucial document in German personal lending transactions, used to formalize and evidence loan agreements between parties. This document type is particularly relevant when individuals seek to document personal loans in a legally binding format under German law. It includes essential information such as the loan amount, interest rate, repayment terms, and parties' details, while ensuring compliance with German Civil Code requirements and consumer protection regulations. The document serves multiple purposes: it provides clear evidence of the debt, establishes the terms of repayment, and creates a legally enforceable obligation. It's commonly used in private lending situations, family loans, or when individuals borrow from financial institutions in Germany.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Full legal names and addresses of the lender and borrower
2. Promise to Pay: Clear and unconditional promise by the borrower to pay the specified amount
3. Loan Amount: Principal amount of the loan stated in numbers and words
4. Interest Rate: Agreed interest rate, calculation method, and payment schedule
5. Payment Terms: Repayment schedule, payment methods, and due dates
6. Default Provisions: Consequences of late payment or default
7. Governing Law: Statement that German law governs the promissory note
8. Execution: Date and signature blocks for all parties
1. Security: Details of any collateral or security provided for the loan - include when the loan is secured
2. Guarantor: Information and signature block for any guarantors - include when there is a third-party guarantee
3. Prepayment Terms: Conditions for early repayment - include when early repayment is allowed
4. Assignment Clause: Terms for transferring the note to another party - include when the note may be assigned
5. Consumer Protection Notice: Mandatory disclaimers and notices - include when the borrower is a consumer
6. Notarization Block: Space for notary attestation - include when notarization is required
1. Repayment Schedule: Detailed schedule of payment dates and amounts
2. Security Documentation: Description or evidence of any security or collateral (if applicable)
3. Identification Documents: Copies of identification documents of all parties as required by German law
4. Power of Attorney: If any party is signing through a representative (if applicable)
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Private Lending
Consumer Finance
Wealth Management
Real Estate
Professional Services
Legal Services
Investment Services
Family Office Services
Relevant Teams
Legal
Finance
Compliance
Risk Management
Private Banking
Wealth Management
Credit Administration
Contract Administration
Customer Relations
Collections
Personal Banking
Relevant Roles
Legal Counsel
Finance Manager
Loan Officer
Credit Manager
Compliance Officer
Risk Manager
Private Banking Advisor
Wealth Manager
Contract Administrator
Legal Administrator
Personal Banking Manager
Financial Advisor
Notary Public
Debt Collection Officer
Customer Relationship Manager
Find the exact document you need
Negotiable Instrument Promissory Note
A German law-governed financial instrument containing an unconditional promise to pay a specified sum, which can be transferred between parties and is regulated under the Wechselgesetz.
find out more
Basic Promissory Note
A German law-governed formal promise to pay a specified sum of money, structured as a Schuldschein (promissory note) with defined payment terms and parties.
find out more
Simple Promissory Note
A German law-governed written promise to pay a specified sum of money, structured according to BGB requirements.
find out more
Straight Note Loan
A German law loan agreement where interest is paid periodically and principal is repaid as a lump sum at maturity.
find out more
Secured Demand Note
A German law-governed debt instrument that combines on-demand payment features with security over specified collateral.
find out more
Debt Promissory Note
A German law Debt Promissory Note (Schuldschein) documenting a bilateral loan agreement, combining features of both a loan and a negotiable instrument under German legal requirements.
find out more
Bill Of Sale With Promissory Note For Automobile
A German law-governed agreement combining vehicle sale terms with a promissory note payment arrangement for automobile purchase and financing.
find out more
Installment Promissory Note
A German law-governed debt instrument documenting installment repayment terms and conditions between a debtor and creditor.
find out more
International Promissory Note
A German law-governed promissory note containing an unconditional promise to pay a specific sum in an international context, complying with both German and international legal requirements.
find out more
Loan Note
A German law debt instrument documenting a bilateral loan agreement between a borrower and lender, combining features of both a loan agreement and a transferable security.
find out more
Standard Promissory Note
A German law-governed Standard Promissory Note (Schuldschein) documenting an unconditional promise to pay a specified sum of money, subject to German Civil Code requirements.
find out more
Promissory Note Without Interest
A German law-governed financial instrument containing an unconditional promise to pay a specified sum without interest, regulated by the Wechselgesetz.
find out more
Promissory Deed
A German law Promissory Deed (Schuldschein) documenting an unconditional promise to pay a specified sum of money, subject to BGB requirements.
find out more
Promise Promissory Note For Hospital Bill
A German law-governed promissory note documenting a patient's formal commitment to pay outstanding hospital bills, with specified payment terms and conditions.
find out more
Hospital Bill Promissory Note
A German law-governed promissory note documenting a patient's commitment to pay outstanding hospital bills, establishing payment terms and conditions in compliance with German healthcare and consumer protection regulations.
find out more
Government Promissory Note
A German law-governed debt instrument representing a direct obligation of the Federal Republic of Germany, establishing terms for government borrowing through bilateral loan arrangements.
find out more
Balloon Promissory Note
A German law-governed debt instrument documenting a loan with regular payments and a larger final balloon payment, structured according to German civil law requirements.
find out more
Simple Note Payable Agreement
A German law-governed debt instrument documenting a promise to pay a specified sum with defined terms and conditions, compliant with BGB requirements.
find out more
Senior Promissory Note
A German law-governed Senior Promissory Note (Schuldscheindarlehen) establishing terms for senior-ranking debt obligations between issuer and noteholder.
find out more
Recourse Promissory Note
A German law-governed debt instrument containing a promise to pay a specified sum with recourse rights against additional parties if the primary debtor defaults.
find out more
Promissory Note With Collateral
A German law-governed debt instrument (Schuldschein) containing an unconditional promise to pay combined with security interests in specific collateral assets.
find out more
Non Recourse Promissory Note
A German law-governed debt instrument that limits the lender's recovery rights exclusively to specified collateral, structured as a Schuldschein under the German Civil Code.
find out more
Note Agreement
A German law-governed agreement establishing terms and conditions for the issuance of debt instruments (notes), including financial terms, rights, and obligations of all parties.
find out more
Loan Promissory Note
A German law debt instrument combining a loan agreement and promissory note, providing a streamlined approach to corporate financing under the German Civil Code.
find out more
Promissory Note Secured By A Deed Of Trust
A German law-governed secured lending document combining a promissory note with a deed of trust as security over real property.
find out more
Credit Card Promissory Note
A German law-governed debt instrument documenting a cardholder's promise to pay an outstanding credit card balance, incorporating consumer protection requirements.
find out more
Personal Promissory Note
A German law-governed formal written promise to pay a specific sum of money, structured according to BGB requirements and enforceable under German jurisdiction.
find out more
Short Term Unsecured Promissory Note
A German law promissory note documenting an unsecured short-term loan agreement between lender and borrower, governed by BGB provisions.
find out more
Secured Demand Promissory Note
A German law-governed financial instrument combining an unconditional promise to pay on demand with security interests in specified collateral.
find out more
Business Promissory Note
A German law-governed financial instrument representing an unconditional promise to pay a specified sum of money, commonly used in commercial transactions.
find out more
Vehicle Promissory Note
A German law-governed promissory note establishing payment terms and security interest for a vehicle purchase, compliant with BGB requirements.
find out more
Time Note Loan
A German law-governed loan agreement documenting terms for a fixed-term lending facility with specified repayment dates and interest calculations.
find out more
Short Form Promissory Note
A German law-governed financial instrument documenting a formal promise to pay a specified sum of money, structured as a simplified but legally binding debt acknowledgment.
find out more
Home Loan Promissory Note
A German law-governed promissory note document establishing terms and conditions for a residential property loan, including principal, interest, and security arrangements.
find out more
Forgivable Promissory Note
A German law-governed debt instrument combining a standard promissory note with provisions for conditional debt forgiveness.
find out more
90 Day Promissory Note
A German law-governed financial instrument containing a written promise to pay a specified sum after 90 days, structured according to German legal requirements.
find out more
Standard Promissory Note Unsecured
A German law-governed unsecured promissory note (Schuldschein) documenting a binding promise to pay a specified sum under defined terms.
find out more
Pledge Note
A German law-governed security document (Pfandschein) evidencing the creation of a pledge over specified assets as security for obligations.
find out more
Individual Promissory Note
A German law-governed written promise to pay a specified sum of money, creating a legally binding payment obligation between the maker and payee under the German Civil Code (BGB).
find out more
Credit Promissory Note
A German law Credit Promissory Note (Schuldschein) documenting a bilateral loan agreement with simplified documentation compared to traditional loan agreements.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)