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Consumer Credit Act 1974: Primary legislation that regulates credit agreements and consumer protection, defining the rights and obligations of guarantors/co-signers in credit arrangements

Financial Services and Markets Act 2000: Oversees financial services and markets regulation, particularly relevant for regulated lending activities and financial services requirements

Contracts (Rights of Third Parties) Act 1999: Defines and regulates how third parties may enforce terms of contracts to which they are not direct parties

Unfair Contract Terms Act 1977: Ensures contractual terms are fair and reasonable, specifically protecting against unfair liability exclusions in contracts

Consumer Rights Act 2015: Ensures fairness in consumer contracts and provides protection against unfair terms in consumer agreements

Law of Contract: Common law principles covering offer, acceptance, consideration, intention to create legal relations, and capacity to contract

Principles of Guarantee and Indemnity: Common law principles governing primary and secondary obligations, including rights of subrogation and contribution

Financial Conduct Authority Regulations: Regulatory framework overseeing financial services and ensuring consumer protection in financial agreements

Data Protection Act 2018: Implementation of GDPR in UK law, governing how personal data must be handled and protected in contractual relationships

Money Laundering Regulations 2017: Regulations requiring due diligence and verification procedures in financial transactions and agreements