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Consumer Credit Act 1974: Primary legislation regulating consumer credit agreements, including mandatory information requirements, format specifications, cancellation rights and early settlement provisions

Financial Services and Markets Act 2000: Overarching financial services regulation framework that sets out authorization requirements for lenders

Consumer Rights Act 2015: Legislation governing fairness of contract terms, quality of goods provisions, and consumer remedies

Consumer Credit (Disclosure of Information) Regulations 2010: Secondary legislation detailing pre-contract information requirements and the prescribed form and content of agreements

FSMA (Regulated Activities) Order 2001: Statutory instrument that defines regulated credit activities under the Financial Services and Markets Act

Consumer Protection from Unfair Trading Regulations 2008: Regulations prohibiting unfair commercial practices in consumer transactions

FCA CONC (Consumer Credit Sourcebook): Detailed regulatory requirements and conduct rules for consumer credit firms issued by the Financial Conduct Authority

Data Protection Act 2018 and UK GDPR: Legislation governing the handling and protection of personal data in financial agreements

Unfair Contract Terms Act 1977: Legislation controlling the use and validity of exclusion clauses in contracts

Financial Services (Distance Marketing) Regulations 2004: Regulations governing financial service agreements concluded at a distance rather than face-to-face