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Law of Property Act 1925: Primary legislation governing property law in England and Wales, crucial for security aspects, requirements for creating legal charges over property, and enforcement provisions

Consumer Credit Act 1974: Regulates consumer credit agreements, including mandatory information requirements, format specifications, and cooling-off rights when the borrower is an individual

Financial Services and Markets Act 2000: Establishes regulatory framework for financial services, particularly relevant if the note involves regulated activities or is considered a regulated credit agreement

Bills of Exchange Act 1882: Sets out basic principles governing promissory notes, including requirements for negotiable instruments and specifications for form and content

Unfair Contract Terms Act 1977: Provides restrictions on unfair terms and limitations on exclusion clauses in contracts

Consumer Rights Act 2015: Establishes requirements for fair terms and transparency obligations, particularly relevant if the agreement involves consumers

Financial Collateral Arrangements (No.2) Regulations 2003: Governs arrangements involving financial collateral in security agreements