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Bills of Exchange Act 1882: Fundamental legislation governing negotiable instruments in England and Wales; defines promissory notes, their requirements, and sets out rights and obligations of parties

Law of Property (Miscellaneous Provisions) Act 1989: Governs security interests and requirements for written documents in property transactions

Consumer Credit Act 1974: Regulates consumer lending, including regulatory requirements and consumer protections if the note involves consumer lending

Limitation Act 1980: Establishes statutory limitation periods for enforcement and time limits for bringing claims

Unfair Contract Terms Act 1977: Governs standard form contracts and ensures reasonableness of terms

Financial Services and Markets Act 2000: Regulates financial activities and ensures regulatory compliance requirements if the note is part of regulated financial activities

Common Law Contract Principles: Fundamental principles including offer and acceptance, consideration, intention to create legal relations, and capacity to contract