The Promissory Note For Tuition Fee With Partial Payment is designed for situations where students or their guardians require a structured payment plan for educational fees in Hong Kong. This document is commonly used by educational institutions to formalize installment payment arrangements while ensuring legal protection under Hong Kong's legal framework. It becomes particularly relevant when full upfront payment of tuition fees is not feasible, and a formal agreement for partial payments is needed. The document incorporates essential elements required by Hong Kong's Bills of Exchange Ordinance, including clear payment terms, interest provisions, and enforcement mechanisms. It serves as both a proof of debt and a legally binding commitment to pay, typically used in conjunction with student enrollment or registration processes. The document provides security for educational institutions while offering students a structured and legally documented way to manage their tuition fee obligations.
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1. Parties: Identification of the maker (student/parent/guardian) and payee (educational institution)
2. Background: Context of the tuition fee obligation and agreement for partial payment
3. Definitions: Key terms including 'Tuition Fee', 'Payment Schedule', 'Default', and 'Due Date'
4. Promise to Pay: Unconditional promise to pay the specified amount, including total tuition fee amount and payment structure
5. Payment Terms: Detailed payment schedule, installment amounts, and due dates
6. Place of Payment: Specified location or method for making payments
7. Interest Rate: Applicable interest rate on late payments or default
8. Default Provisions: Consequences of missing payments and acceleration clause
9. Governing Law: Specification of Hong Kong law as governing law
10. Signature Block: Space for signatures, dates, and witness details
1. Security: Include when additional security or collateral is provided for the note
2. Guarantor Provisions: Include when a third party guarantees the payment obligations
3. Prepayment Terms: Include when early payment options are available with specific terms
4. Collection Costs: Include when the maker agrees to pay collection costs and attorney fees
5. Insurance Requirements: Include when insurance is required to secure the payment obligation
6. Amendment Procedure: Include when flexibility for payment term modifications is needed
1. Schedule A - Payment Schedule: Detailed breakdown of installment amounts and due dates
2. Schedule B - Late Payment Interest Calculation: Formula and examples of interest calculation on late payments
3. Schedule C - Course Details: Details of the educational program or courses covered by the tuition fees
4. Appendix 1 - Required Documents: List of supporting documents required (e.g., ID proof, enrollment confirmation)
5. Appendix 2 - Payment Methods: Acceptable payment methods and processing details
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