51��Ƶ����

1. Debt Dispute Statement: Include when the alleged debt is disputed or believed to be erroneous

2. Harassment Documentation: Include when there have been specific instances of harassment to document

3. Communication Preference: Include when willing to accept specific forms of communication (e.g., only through legal representative)

4. Previous Correspondence Reference: Include when there have been previous attempts to resolve the issue

5. Medical/Hardship Declaration: Include when there are medical conditions or hardships that make the contact particularly distressing

1. Communication Log: Detailed log of all previous communications from the debt collector

2. Evidence of Harassment: Copies of threatening messages, call logs, or other evidence of harassment

3. Debt Documentation: Copies of relevant debt documentation or dispute evidence

4. Medical Documentation: Any medical certificates if claiming harassment is affecting health (if applicable)

5. Power of Attorney: If the letter is being sent by a legal representative on behalf of the debtor