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The Seller Financing Contract is utilized when traditional bank financing is either unavailable or undesirable, offering an alternative financing solution in the Dutch market. This contract type is particularly valuable in real estate transactions, business asset sales, or situations where the seller is willing to accept periodic payments instead of a lump sum. The document combines elements of both a sale agreement and a financing agreement, structured in accordance with Dutch civil law requirements. It must comply with the Dutch Civil Code (Burgerlijk Wetboek), financial regulations, and where applicable, consumer protection laws. The contract typically includes detailed terms about the asset being sold, purchase price, interest rates, payment schedule, security arrangements (often including mortgage rights), default provisions, and enforcement mechanisms. It's essential for protecting both parties' interests while ensuring the transaction's legal validity under Dutch law.

1. Parties: Identification of the Seller/Creditor and Buyer/Debtor with full legal names and addresses

2. Background: Context of the transaction, including description of the property/asset being sold and the parties' intention to enter into a seller financing arrangement

3. Definitions: Definitions of key terms used throughout the agreement

4. Sale Agreement: Details of the sale transaction, including property description, purchase price, and transfer terms

5. Financing Terms: Loan amount, interest rate, payment schedule, and term of the financing

6. Security Arrangements: Description of security interests, including mortgage or pledge details

7. Representations and Warranties: Statements of fact and assurances from both parties

8. Covenants: Ongoing obligations of the parties during the term of the financing

9. Events of Default: Circumstances constituting default and consequences thereof

10. Enforcement Rights: Remedies available to the seller in case of default

11. Costs and Taxes: Allocation of transaction costs, taxes, and ongoing expenses

12. Notices: Communication requirements and contact details

13. Governing Law and Jurisdiction: Confirmation of Dutch law application and jurisdiction

14. Miscellaneous: Standard boilerplate provisions including severability, entire agreement, and amendments