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1. Additional Borrower Obligations: Extra obligations such as vehicle maintenance requirements or usage restrictions, used when specific vehicle preservation terms are needed

2. Co-Signer Provisions: Terms applicable to any co-signers on the loan, included when there is a co-signer

3. Electronic Communication Consent: Terms for electronic notifications and communications, used when parties agree to electronic communication

4. Privacy Notice: Additional privacy terms beyond GDPR requirements, used when extra data processing is involved

5. Automatic Payment Authorization: Terms for automatic payment arrangements, included when borrower opts for automatic payments

6. Cross-Collateralization: Terms regarding other loans secured by the same vehicle, used when multiple loans exist

7. Early Termination Options: Special provisions for early loan termination, included when offering flexible termination options

1. Schedule A - Vehicle Details: Comprehensive vehicle information including photos, condition report, and valuation

2. Schedule B - Payment Schedule: Detailed amortization schedule showing all payments, interest, and principal balance

3. Schedule C - Insurance Requirements: Specific insurance requirements including minimum coverage amounts and types

4. Schedule D - Fee Schedule: Complete list of all applicable fees including late payment fees and administration charges

5. Appendix 1 - Vehicle Title Documentation: Copies of vehicle registration and title documents

6. Appendix 2 - SEPA Direct Debit Mandate: If applicable, authorization for automatic payment collection

7. Appendix 3 - Privacy Statement: Detailed GDPR-compliant privacy notice and data processing terms