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1. Guarantor Provisions: Required when a guarantor is party to the agreement, setting out guarantor's obligations and liability

2. Early Payment Provisions: Detailed terms for early repayment options and calculations, if offered

3. Trade-in Details: Required when there is a trade-in vehicle involved in the transaction

4. Special Conditions: For any non-standard terms specific to the transaction

5. Electronic Communications Consent: Required if parties agree to receive notices and communications electronically

6. Privacy Consent: Detailed privacy provisions if additional privacy consents are required beyond standard terms

1. Schedule 1 - Vehicle Specifications: Detailed description of the vehicle including all features, accessories, and condition report

2. Schedule 2 - Payment Schedule: Detailed breakdown of all payments including dates, amounts, and allocation between principal and interest

3. Schedule 3 - CCCFA Disclosure Statement: Mandatory initial disclosure statement under the Credit Contracts and Consumer Finance Act

4. Schedule 4 - Insurance Requirements: Detailed insurance requirements including minimum coverage levels

5. Schedule 5 - Guarantee and Indemnity: If applicable, the full terms of any guarantee provided

6. Appendix A - Vehicle Condition Report: Detailed report of the vehicle's condition at the time of purchase, including photographs

7. Appendix B - Vehicle Service History: Documentation of the vehicle's service history and maintenance records