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1. Guarantees: Required when third-party guarantors are providing additional security for the loan

2. Insurance Requirements: Needed when specific insurance coverage is required for secured assets

3. Special Conditions: Used when there are unique terms specific to the particular vendor finance arrangement

4. Additional Security Provisions: Required when multiple assets or complex security arrangements are involved

5. Early Repayment: Detailed section needed when specific early repayment terms or penalties apply

6. Cross-Default: Required when the loan is part of a larger financing arrangement with cross-default implications

7. Assignment and Transfer: Needed when either party requires specific rights to assign or transfer their interests

1. Loan Terms Schedule: Details of loan amount, interest rate, term, and repayment schedule

2. Fee Schedule: Comprehensive list of all applicable fees and charges

3. Security Details: Detailed description of security assets and registration requirements

4. Repayment Schedule: Amortization table showing payment dates and amounts

5. Conditions Precedent Checklist: List of required documents and conditions to be satisfied

6. Disclosure Statement: Mandatory disclosure information required under CCCFA

7. Direct Debit Authority: Form for setting up automatic payment arrangements

8. Key Information Sheet: Summary of key terms as required by NZ consumer credit law