The Home Agreement is a fundamental legal instrument used in Philippine real estate transactions for residential properties. This document is essential when transferring ownership or establishing rights and obligations related to residential property in the Philippines. It must comply with various Philippine laws including the Civil Code, Presidential Decree No. 957, and the Maceda Law, which provide specific protections for property buyers. The Home Agreement typically includes detailed property descriptions, payment terms, warranties, and conditions for transfer of ownership. It is particularly important in the Philippine context where property transactions often involve multiple stakeholders and require specific legal protections. The agreement can be used for various residential property types, from single-family homes to condominium units, and can accommodate both outright purchases and installment payment arrangements.
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1. Parties: Identifies and provides complete details of all parties involved in the agreement, including their legal names, addresses, and contact information
2. Background: Sets out the context of the agreement and briefly describes the property and the parties' intentions
3. Definitions: Defines key terms used throughout the agreement to ensure clarity and prevent misinterpretation
4. Property Details: Comprehensive description of the property including its location, boundaries, and registered details
5. Purchase Price and Payment Terms: Specifies the total purchase price, payment schedule, and method of payment
6. Transfer of Title: Details the process and conditions for transferring property ownership
7. Representations and Warranties: Statements of fact and promises made by both parties regarding the property and their capacity to enter into the agreement
8. Rights and Obligations: Lists the specific rights and responsibilities of each party under the agreement
9. Default and Remedies: Describes what constitutes a breach of contract and the available remedies
10. Governing Law and Jurisdiction: Specifies that Philippine law governs the agreement and establishes jurisdiction for dispute resolution
11. Notices: Sets out how and where formal communications between parties should be delivered
12. General Provisions: Contains standard contract clauses including severability, entire agreement, and amendments
1. Financing Provisions: Include when the purchase involves bank financing or installment payments, detailing the terms and conditions of the financing arrangement
2. Construction Requirements: Include for properties under construction or requiring renovation, specifying construction standards and timelines
3. Homeowners Association: Include when the property is part of a subdivision or condominium complex with an HOA
4. Property Insurance: Include when specific insurance requirements need to be maintained by either party
5. Broker Provisions: Include when real estate brokers are involved in the transaction
6. Force Majeure: Include to address potential natural disasters or other unforeseen circumstances common in the Philippines
7. Environmental Compliance: Include when the property is in an environmentally sensitive area or subject to specific environmental regulations
1. Property Description Schedule: Detailed technical description of the property including lot area, boundaries, and technical specifications
2. Payment Schedule: Detailed breakdown of payment terms, amounts, and due dates
3. Title Documents: Copies of relevant property titles and certificates
4. Property Inspection Report: Detailed report on the condition of the property at the time of agreement
5. Permits and Certificates: Copies of relevant government permits, tax certificates, and clearances
6. Photos and Plans: Property photographs, floor plans, and architectural drawings
7. Deed of Absolute Sale Template: Template for the final deed of sale to be executed upon completion of payments
Relevant legal definitions
Clauses
Relevant Industries
Real Estate
Property Development
Construction
Banking and Finance
Insurance
Legal Services
Property Management
Urban Planning
Housing Development
Relevant Teams
Legal
Real Estate
Sales
Compliance
Risk Management
Documentation
Customer Relations
Property Management
Contract Administration
Business Development
Relevant Roles
Real Estate Lawyer
Property Developer
Real Estate Broker
Property Manager
Legal Counsel
Compliance Officer
Real Estate Agent
Title Officer
Mortgage Officer
Contract Administrator
Property Appraiser
Sales Manager
Customer Service Representative
Documentation Specialist
Risk Assessment Officer
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