The Facility Agreement Loan is a fundamental financing document used in Pakistani banking and financial transactions to establish legally binding lending arrangements between financial institutions and borrowers. This document is essential when a company or entity seeks to obtain credit facilities from banks or financial institutions in Pakistan, whether for working capital, expansion, project financing, or other business purposes. The agreement must comply with the Banking Companies Ordinance 1962, Financial Institutions (Recovery of Finances) Ordinance 2001, and other relevant Pakistani banking and financial regulations. It typically includes detailed provisions on facility terms, security arrangements, drawdown mechanisms, repayment schedules, and borrower obligations, all structured to ensure enforceability under Pakistani law while protecting the interests of all parties involved.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identification of the lender(s), borrower(s), and any guarantors or security providers
2. Background: Context of the facility agreement and brief description of the transaction
3. Definitions and Interpretation: Definitions of key terms and interpretation rules for the agreement
4. The Facility: Details of the loan facility, including amount, purpose, and availability period
5. Conditions Precedent: Conditions that must be satisfied before the facility can be drawn
6. Drawdown: Procedures and requirements for drawing down the facility
7. Interest: Interest rate, calculation method, payment dates, and default interest provisions
8. Repayment: Terms and schedule for repayment of the facility
9. Prepayment: Provisions for voluntary and mandatory prepayment
10. Representations and Warranties: Statements of fact and assurances given by the borrower
11. Covenants: Positive and negative obligations of the borrower during the facility period
12. Events of Default: Circumstances that constitute default and consequences thereof
13. Security: Description of security arrangements and enforcement rights
14. Changes to Parties: Rules for assignment and transfer of rights and obligations
15. Administration: Administrative provisions including notices and calculations
16. Governing Law and Jurisdiction: Choice of Pakistani law and jurisdiction provisions
17. Execution: Signature blocks and execution formalities
1. Syndication Provisions: Required when multiple lenders are involved or syndication is contemplated
2. Islamic Finance Provisions: Required when the facility needs to be Shariah-compliant
3. Foreign Currency Provisions: Required when the facility involves foreign currency
4. Security Trustee Provisions: Required when security is held by a security trustee for multiple lenders
5. Intercreditor Provisions: Required when there are multiple creditors with different priorities
6. Tax Gross-Up and Indemnities: Detailed tax provisions required for cross-border or complex transactions
7. Increased Costs: Provisions dealing with changes in law or regulations affecting lenders' costs
8. Force Majeure: Provisions dealing with unforeseen circumstances affecting performance
1. Conditions Precedent: Detailed list of documents and conditions required before drawdown
2. Form of Drawdown Request: Template for borrower to request drawdown of the facility
3. Repayment Schedule: Detailed schedule of repayment dates and amounts
4. Form of Transfer Certificate: Template for transferring rights and obligations under the facility
5. Security Documents: List and copies of all security documents
6. Existing Security: Details of any existing security affecting the borrower's assets
7. Form of Compliance Certificate: Template for periodic confirmation of compliance with covenants
8. Financial Covenants Calculations: Detailed methodology for calculating financial covenants
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking
Financial Services
Real Estate
Manufacturing
Energy
Infrastructure
Technology
Healthcare
Retail
Agriculture
Mining
Telecommunications
Construction
Transport and Logistics
Relevant Teams
Legal
Finance
Treasury
Compliance
Risk Management
Corporate Banking
Credit
Company Secretarial
Business Development
Corporate Finance
Relevant Roles
Chief Financial Officer
Finance Director
Treasury Manager
Legal Counsel
Compliance Officer
Risk Manager
Corporate Banker
Relationship Manager
Credit Officer
Company Secretary
Finance Manager
Banking Officer
Legal Director
Corporate Finance Manager
Chief Legal Officer
Business Development Manager
Account Manager
Financial Controller
Find the exact document you need
Personal Loan Form
A standardized Pakistani personal loan agreement template compliant with local banking regulations and financial laws, used for documenting loans between financial institutions and individual borrowers.
find out more
Loan Form
A Pakistani law-compliant loan agreement template establishing terms and conditions for lending relationships, including key financial and legal provisions.
find out more
Money Loan Contract
A Pakistani law-governed agreement establishing terms and conditions for a monetary loan between lender and borrower, compliant with local banking and financial regulations.
find out more
Agreement To Repay Debt
A legally binding debt repayment agreement under Pakistani law that outlines terms, conditions, and obligations between creditor and debtor.
find out more
Unsecured Personal Loan Agreement
A Pakistani law-governed agreement establishing terms and conditions for an unsecured personal loan, including loan amount, repayment terms, and enforcement mechanisms.
find out more
Simple Mortgage Agreement
A Pakistani law-compliant agreement creating a mortgage charge on property as loan security, without transferring possession, subject to the Transfer of Property Act 1882.
find out more
Facility Agreement Loan
A Pakistani law-governed agreement establishing terms and conditions for a loan facility between lender and borrower, including facility details, security arrangements, and regulatory compliance requirements.
find out more
Acknowledgement Of Debt Agreement
A legal document under Pakistani law where a debtor formally acknowledges their debt obligation to a creditor, including repayment terms and conditions.
find out more
Debt Payment Agreement
A Pakistani law-governed agreement establishing debt repayment terms between creditor and debtor, including payment schedule, interest rates, and enforcement provisions.
find out more
Overagreement
A Pakistani law-governed master agreement establishing framework terms for multiple underlying agreements between parties, incorporating local statutory requirements and Islamic commercial principles.
find out more
Credit Terms Agreement
A Pakistani law-governed agreement establishing credit facility terms between a financial institution and borrower, including credit limits, interest rates, and repayment conditions.
find out more
Subordinated Loan Agreement
A Pakistani law-governed agreement establishing terms for a subordinated loan facility, detailing debt subordination, repayment terms, and regulatory compliance requirements.
find out more
Interest Loan Agreement
A Pakistani law-governed agreement establishing terms for an interest-bearing loan, including amount, interest, repayment schedule, and security arrangements.
find out more
Loan Participation Agreement
A Pakistani law-governed agreement enabling banks to sell portions of loans to other financial institutions while maintaining the original lending relationship.
find out more
Student Loan Agreement
A Pakistani law-governed agreement establishing terms for educational financing between a financial institution and student, incorporating both conventional and Islamic banking options.
find out more
Personal Loan Receipt
A legally binding document under Pakistani law that acknowledges and records the terms of a personal loan between parties, including loan amount, repayment terms, and party details.
find out more
Money Agreement Between Two Parties
A Pakistani law-governed agreement establishing terms and conditions for monetary transactions between two parties, including loan terms, repayment conditions, and enforcement mechanisms.
find out more
Loan Agreement With Guarantor
A Pakistani law-governed agreement establishing a loan arrangement between lender and borrower, secured by a third-party guarantor's guarantee.
find out more
Investment Loan Contract
A Pakistani law-governed agreement establishing terms and conditions for an investment loan, including loan amount, interest, security, and regulatory compliance requirements.
find out more
Domestic Helper Loan Agreement
A Pakistani law-governed agreement establishing terms for an employer-provided loan to a domestic helper, including repayment terms and employment considerations.
find out more
Device Loan Agreement
A Pakistani law-governed agreement establishing terms for temporary device loans between parties, including usage rights, maintenance, and return conditions.
find out more
Loan Agreement Term Sheet
A preliminary document under Pakistani law that outlines the key commercial and legal terms of a proposed loan facility, serving as the foundation for detailed loan documentation.
find out more
Mortgage Agreement
A Pakistani law-governed agreement creating a security interest in real property to secure a loan, detailing mortgage terms and obligations between lender and borrower.
find out more
Loan Surety Agreement
A Pakistani law-governed agreement where a surety guarantees a borrower's loan obligations to a lender, establishing terms and enforcement rights.
find out more
Loan Promissory Note
A legally binding promise to repay a loan under Pakistani law, documenting the terms of borrowing and repayment obligations between parties.
find out more
Loan Guarantee Agreement
A Pakistani law-governed agreement where a guarantor assumes responsibility for a borrower's financial obligations to a lender.
find out more
Loan Conversion Agreement
A Pakistani law-governed agreement that establishes the terms and process for converting an existing loan into equity shares or another form of debt instrument.
find out more
Loan Commitment Agreement
A Pakistani law-governed agreement establishing terms for a financial institution's commitment to provide loan facilities, incorporating local banking regulations and financing requirements.
find out more
Lender And Borrower Agreement
A Pakistani law-governed agreement establishing loan terms between lender and borrower, compliant with local banking regulations and financial laws.
find out more
Home Loan Agreement
A Pakistani law-governed agreement establishing terms and conditions for a home loan, including loan amount, interest, repayment terms, and property security arrangements.
find out more
Friends And Family Loan Agreement
A Pakistan-compliant loan agreement template for formalized lending between friends and family members, incorporating both civil law and Islamic financial principles.
find out more
Finance Agreement
A Pakistani law-governed agreement establishing terms and conditions for financial facilities between lender and borrower, incorporating local banking regulations and financial requirements.
find out more
Forbearance Agreement Commercial Loan
A Pakistani law agreement where a lender temporarily refrains from exercising enforcement rights against a defaulting commercial borrower, subject to specific conditions and modified loan terms.
find out more
Business Loan Contract
A Pakistani law-governed agreement establishing terms for a business loan between a financial institution and a business entity.
find out more
Loan Against Lease Agreement
A Pakistani law-governed agreement establishing terms for a loan facility secured against lease rights, including security creation, repayment terms, and enforcement provisions.
find out more
Agreement For Mortgage Of Property
A Pakistani law-governed agreement creating a security interest in real property to secure a loan, detailing mortgage terms and obligations under local property and banking regulations.
find out more
Car Loan Contract Between Friends
A legally compliant car loan agreement template for use between friends in Pakistan, combining formal loan requirements with friendly arrangement terms.
find out more
Title Loan Agreement
A Pakistani law-governed agreement for a loan secured against a vehicle title, detailing lending terms and security arrangements.
find out more
On Demand Loan Agreement
Pakistani law-governed agreement establishing terms for an on-demand loan facility, including loan amount, interest, security, and repayment provisions.
find out more
Payday Loan Agreement
A Pakistani law-governed agreement establishing terms for a short-term loan tied to the borrower's paycheck, including loan amount, interest, and repayment terms.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)