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1. Insurance: Required when the gold needs to be insured during the loan period

2. Storage and Custody: Included when specific arrangements for storage of gold collateral are needed

3. Early Repayment: Terms for early repayment if permitted

4. Assignment and Transfer: Include if either party may need to transfer rights under the agreement

5. Force Majeure: Include for protection against unforeseen circumstances affecting performance

6. Shariah Compliance: Required if the agreement needs to be explicitly Shariah-compliant

7. Anti-Money Laundering Provisions: Required for high-value transactions or when dealing with business entities

1. Schedule 1 - Gold Specifications: Detailed technical specifications of the gold including purity certificates

2. Schedule 2 - Valuation Method: Agreed methodology for valuing the gold during the loan term

3. Schedule 3 - Repayment Schedule: Detailed schedule of repayment dates and amounts

4. Schedule 4 - Security Details: Details of security or collateral provided

5. Schedule 5 - Storage Facility Details: Specifications of storage facility if gold is held in custody

6. Appendix A - Required Documents: List of documents required for compliance and verification

7. Appendix B - Insurance Certificates: Copies of relevant insurance policies and certificates