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Affidavit Of No Other (Insurance) for the United States

Affidavit Of No Other (Insurance) Template for United States

An Affidavit of No Other Insurance is a legally binding sworn statement used in the United States where an individual declares they do not have any other insurance policies covering a specific property, vehicle, or risk. The document must be notarized and complies with both federal and state-specific requirements for sworn statements. It serves as official documentation for insurance companies, lenders, and other parties requiring verification of singular insurance coverage.

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Affidavit Of No Other (Insurance)

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What is a Affidavit Of No Other (Insurance)?

The Affidavit Of No Other (Insurance) is commonly required in situations where insurance companies, lenders, or other parties need to verify that no duplicate coverage exists for a particular asset or risk. This document helps prevent insurance fraud and ensures clarity in coverage responsibility. It's particularly important in claims processing, policy underwriting, and financial transactions. The affidavit must comply with state-specific notarization requirements and federal perjury laws, making it a legally binding declaration. It typically includes detailed information about the affiant, the property or risk in question, and explicit statements confirming the absence of other insurance coverage.

What sections should be included in a Affidavit Of No Other (Insurance)?

1. Affiant Information: Personal details of the person making the sworn statement including full name, address, and contact information

2. Vehicle/Property Information: Detailed description of the subject matter for which no other insurance exists, including identifying details such as VIN, registration numbers, or property description

3. Declaration of No Other Insurance: Explicit statement confirming no other insurance policies exist for the specified property or vehicle

4. Verification: Statement verifying all information provided is true and correct under penalty of perjury

5. Notarization Block: Space for notary certification, signature, seal, and date of notarization

What sections are optional to include in a Affidavit Of No Other (Insurance)?

1. Prior Insurance History: Section detailing past insurance coverage and claims history when relevant to the current declaration

2. Additional Declarations: Space for any additional statements or confirmations required by specific insurers or jurisdictions

What schedules should be included in a Affidavit Of No Other (Insurance)?

1. Supporting Documentation Schedule: List and copies of relevant documents proving statements made in the affidavit

2. Vehicle/Property Documentation Schedule: Copies of registration, title, or other ownership documents relevant to the subject matter

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

United States

Publisher

Genie AI

Document Type

Affidavit

Cost

Free to use
Clauses










Industries

State Insurance Laws: State-specific insurance regulations, including disclosure requirements and notarization requirements. Each state maintains its own set of insurance regulations that must be complied with.

Federal Insurance Regulations: Key federal regulations including the McCarran-Ferguson Act, which generally delegates insurance regulation to states, and any applicable federal insurance reporting requirements.

Perjury Laws: Federal perjury statute (18 U.S.C. �� 1621) and state-specific perjury laws that govern sworn statements such as affidavits.

Notary Laws: State notary public laws, Uniform Law on Notarial Acts (if adopted by the state), and remote notarization provisions where applicable.

Insurance Fraud Statutes: Both state insurance fraud provisions and federal fraud statutes that govern fraudulent insurance claims and statements.

Evidence Rules: Federal Rules of Evidence, state rules of evidence, and specific requirements for the admissibility of affidavits in legal proceedings.

Specific Insurance Requirements: Mandatory insurance requirements, minimum coverage requirements, and disclosure obligations as specified by applicable state and federal regulations.

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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