The Purchase Agreement For House serves as the primary legal document in residential real estate transactions across the United States. This agreement is essential when transferring property ownership from seller to buyer, detailing all aspects of the transaction including purchase price, payment terms, closing conditions, and contingencies. It incorporates federal requirements under laws such as RESPA and TILA, while also adhering to state-specific real estate regulations. The document provides protection for both parties and serves as the foundation for the closing process.
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1. Parties: Identification of buyer and seller with full legal names and addresses
2. Background: Brief context of the transaction and property being sold
3. Definitions: Key terms used throughout the agreement
4. Property Description: Detailed legal description of the property including address and boundaries
5. Purchase Price: Amount and payment terms including deposit details
6. Closing Terms: Date, location, and requirements for closing
7. Representations and Warranties: Standard assertions by both parties regarding property condition and ownership
8. Default Provisions: Consequences of breach by either party
1. Financing Contingency: Optional section covering terms related to buyer's ability to secure mortgage financing
2. Inspection Contingency: Optional section covering terms for property inspection and resolution of issues
3. Sale Contingency: Optional section making purchase conditional on sale of buyer's current property
4. HOA Provisions: Optional section covering terms related to homeowners association requirements and fees
1. Schedule A - Property Disclosure Statement: Detailed disclosure of property condition and known issues
2. Schedule B - Fixtures and Fittings List: Itemized list of included and excluded items in the sale
3. Schedule C - Title Documents: Copy of title report and related documentation
4. Schedule D - Survey Documents: Property survey and plot plan
5. Schedule E - Environmental Reports: Environmental assessments or reports for properties with potential environmental concerns
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