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1. Previous Correspondence Reference: Reference to previous payment requests or relevant correspondence, used when prior informal attempts at collection have been made

2. Security Enforcement Notice: Details of security/collateral that may be enforced, included when the loan is secured

3. Guarantor Notice: Notice to guarantors of their liability, included when there are guarantors to the loan

4. Interest Calculation Method: Detailed explanation of how interest has been calculated, included when there are complex interest arrangements

5. Without Prejudice Statement: Legal reservation of rights, included when negotiation history exists

6. Restructuring Options: Potential payment plan options, included when the creditor is willing to consider alternative arrangements

1. Schedule A - Outstanding Amount Breakdown: Detailed breakdown of the outstanding amount including principal, interest, fees, and charges

2. Schedule B - Payment History: Summary of payment history and defaults

3. Schedule C - Interest Calculation: Detailed calculation of interest accrued

4. Appendix 1 - Copy of Loan Agreement: Copy of the original loan agreement referenced in the notice

5. Appendix 2 - Previous Notices: Copies of any previous notices or relevant correspondence