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1. Sharia Compliance: Required for Islamic banking facilities, stating compliance with Sharia principles

2. Insurance Requirements: Detailed insurance obligations if property insurance is required as additional security

3. Property Valuation: Include if specific valuation requirements or conditions are needed

4. Co-borrower Details: Required when facility is extended to multiple borrowers

5. Foreign Currency Provisions: Include for facilities denominated in non-AED currency

6. Additional Security: Required when additional security beyond the mortgage is needed

7. Special Conditions: Any unique terms specific to the borrower or property

1. Schedule 1 - Property Details: Detailed description of the mortgaged property including title details

2. Schedule 2 - Facility Summary: Summary of key commercial terms including amounts, rates, and tenure

3. Schedule 3 - Fee Schedule: Detailed breakdown of all applicable fees and charges

4. Schedule 4 - Security Documents: List of required security documents and supporting documentation

5. Schedule 5 - Payment Schedule: Repayment schedule with installment details

6. Appendix A - Required Documents: Checklist of documents required from the borrower

7. Appendix B - Insurance Requirements: Detailed insurance requirements and minimum coverage

8. Appendix C - Standard Terms and Conditions: Bank's standard terms and conditions applicable to the facility