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1. Islamic Finance Provisions: Required if the loan is Sharia-compliant, including specific Islamic financing structures and terminology

2. Guarantor Provisions: Required if there is a third-party guarantor for the loan

3. Property Under Construction: Required for properties not yet completed, including construction-specific terms and conditions

4. Foreign National Provisions: Additional requirements and conditions for non-UAE resident borrowers

5. Co-Borrower Provisions: Required when there are multiple borrowers for the same loan

6. Early Settlement Terms: Detailed terms for early loan repayment if different from standard terms

7. Variable Rate Provisions: Required if the loan has a variable rate structure instead of fixed rate

1. Schedule 1 - Property Details: Detailed description of the property including title details and location

2. Schedule 2 - Payment Schedule: Detailed amortization schedule showing payment dates and amounts

3. Schedule 3 - Fees Schedule: Comprehensive list of all applicable fees and charges

4. Schedule 4 - Insurance Requirements: Detailed specifications for required insurance coverage

5. Schedule 5 - Security Documents: List of all security documents required and their status

6. Appendix A - Required Documents: Checklist of all documents required from the borrower

7. Appendix B - Property Valuation Report: Summary or reference to the official property valuation

8. Appendix C - Direct Debit Authority: Form for automatic payment setup from borrower's account