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1. Promise to Pay: Clear statement of unconditional promise to pay a specific sum of money, including the exact amount in both numbers and words
2. Maker Details: Full legal name and address of the person/entity making the promise to pay (the maker)
3. Payee Details: Full legal name and address of the person/entity to whom the payment is to be made (the payee)
4. Payment Terms: Specific details about when and how payment will be made, including payment date(s), installment amounts if applicable, and payment method
5. Interest Rate: Clear statement of any applicable interest rate, ensuring compliance with UAE Central Bank regulations and Sharia principles
6. Place of Payment: Specific location where payment is to be made or bank account details for transfer
7. Date and Place of Issuance: The date when and place where the promissory note is issued
8. Governing Law: Statement that the note is governed by UAE law and subject to UAE jurisdiction
1. Late Payment Penalties: Include when parties want to specify additional charges for delayed payments, ensuring compliance with UAE law
2. Acceleration Clause: Include when the payee wants the right to demand full payment if maker defaults on any installment
3. Prepayment Terms: Include when early payment is allowed, specifying any conditions or penalties
4. Notice Requirements: Include when specific notice procedures for default or other communications need to be established
5. Assignment Rights: Include when the note needs to be transferable or non-transferable
1. Payment Schedule: If payments are to be made in installments, detailed schedule of payment dates and amounts
2. Interest Calculation Method: If interest is applicable, detailed explanation of how it is calculated
3. Specimen Signature: Authenticated signature specimen of the maker for verification purposes
Banking and Financial Services
Real Estate
Commercial Trading
Manufacturing
Construction
Professional Services
Retail
Healthcare
Technology
Education
Small and Medium Enterprises
Legal
Finance
Treasury
Credit Control
Accounts Receivable
Accounts Payable
Risk Management
Compliance
Corporate Secretariat
Business Development
Chief Financial Officer
Finance Manager
Treasury Manager
Credit Manager
Legal Counsel
Corporate Lawyer
Accounts Receivable Manager
Accounts Payable Manager
Financial Controller
Risk Manager
Compliance Officer
Business Development Manager
Company Secretary
Managing Director
Finance Director
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