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1. Acceleration Clause: Optional clause making entire amount due upon default, used when dealing with larger amounts or higher-risk situations

2. Guarantor Provisions: Used when a third party is guaranteeing the payment obligation

3. Insurance Coverage: Include when part of the payment may come from insurance and coordination is needed

4. Prepayment Terms: Optional section specifying terms for early payment, including any penalties or benefits

5. Modification Terms: Section describing how the note can be modified, used for more complex payment arrangements

6. Privacy and Data Protection: Additional privacy provisions when sensitive medical information needs to be referenced

1. Schedule A - Original Hospital Bill: Detailed breakdown of the medical services and charges that constitute the principal amount

2. Schedule B - Payment Schedule: Detailed amortization schedule showing all payment dates and amounts

3. Schedule C - Insurance Information: Details of any insurance coverage and expected payments, if applicable

4. Appendix 1 - Copy of Identity Documents: Copies of identification documents of the promisor and any guarantors

5. Appendix 2 - Power of Attorney: If applicable, documentation authorizing someone to sign on behalf of the patient