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Data Protection Act 2018 and UK GDPR: Primary legislation governing personal data handling in the UK post-Brexit. Establishes the right to access personal data (including bank statements) and sets requirements for identity verification.

Financial Services and Markets Act 2000: Fundamental framework for banking regulations in the UK, establishing customer rights regarding access to their financial information.

Payment Services Regulations 2017: Regulates payment service providers' obligations regarding information provision to customers, including requirements for transaction history and statement provision.

Banking Code of Practice: Voluntary industry standard setting out good banking practices, including guidelines for handling customer information requests.

FCA Regulations: Financial Conduct Authority rules governing how banks must respond to information requests, including response timeframes and customer service standards.

Statement Access Rights: Legal right to receive current statements typically without charge, with potential fees applicable for historical statements.

Identity Verification Requirements: Mandatory identity verification procedures required under various regulations to protect customer data and prevent unauthorized access.

Statement Format Requirements: Regulations governing the acceptable formats for statement provision, including both electronic and paper formats.