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Consumer Credit Act 1974: Primary legislation governing consumer credit agreements, including documentation requirements and consumer protection measures for loans. Particularly relevant if the jewelry loan is made to a consumer rather than a business.

Consumer Rights Act 2015: Legislation ensuring fair terms, transparency, and consumer protection in contracts. Includes provisions about quality of goods and unfair contract terms that must be considered in the agreement.

Bailment Law: Common law principles governing the temporary possession of goods, including duties of care, safekeeping obligations, and requirements for return of property.

Financial Services and Markets Act 2000: Regulatory framework for financial services, relevant if the jewelry loan agreement involves regulated financial activities or services.

Hallmarking Act 1973: Legislation governing the marking and verification of precious metals, crucial for establishing and maintaining the authenticity of jewelry items under loan.

Sale of Goods Act 1979: While not directly about loans, provides important principles regarding goods description and quality standards that may be relevant to jewelry descriptions in the agreement.

Theft Act 1968: Criminal law statute relevant for defining unauthorized use and conversion of property, important for protecting both lender and borrower interests.

Limitations Act 1980: Establishes time limits for legal actions and enforcement periods, crucial for determining deadlines and limitation periods in the agreement.

Money Laundering Regulations 2017: Anti-money laundering requirements particularly relevant for high-value jewelry transactions, including due diligence obligations.

Financial Services (Distance Marketing) Regulations 2004: Regulations governing financial services agreements made at a distance, applicable if the jewelry loan agreement is not made in person.