51Ƶ

Share Mortgage Agreement for the United Kingdom

Share Mortgage Agreement Template for England and Wales

A Share Mortgage Agreement under English and Welsh law is a security document where shares in a company are provided as collateral for a loan or other obligation. The agreement creates a legal mortgage over the shares, giving the mortgagee certain rights over the shares, including the ability to take ownership or sell them in case of default. The document includes detailed provisions about the security arrangement, representations about share ownership, covenants, and enforcement mechanisms.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Share Mortgage Agreement

Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Share Mortgage Agreement?

A Share Mortgage Agreement is commonly used in corporate financing transactions where shares are provided as security for loans or other obligations. Under English and Welsh law, this document creates a formal security interest over shares, enabling the security holder to enforce against the shares if the secured obligations are not met. The agreement typically includes detailed provisions about the shares being mortgaged, the secured obligations, representations about ownership, ongoing obligations of the share owner, and enforcement mechanisms.

What sections should be included in a Share Mortgage Agreement?

1. Parties: Identifies the mortgagor (share owner) and mortgagee (lender)

2. Background: Context of the share mortgage, including details of the underlying debt or obligation

3. Definitions: Key terms used throughout the agreement including 'Secured Obligations', 'Shares', 'Security Period'

4. Security: Core provisions creating the mortgage over the shares

5. Representations and Warranties: Mortgagor's confirmations regarding ownership and authority

6. Covenants: Ongoing obligations of the mortgagor regarding the shares

7. Enforcement: Rights and remedies of the mortgagee upon default

8. Power of Attorney: Appointment of mortgagee as attorney to perfect security

What sections are optional to include in a Share Mortgage Agreement?

1. Further Assurance: Additional security provisions - used for complex security arrangements

2. Tax Provisions: Specific tax-related obligations - used for cross-border transactions

3. Currency Provisions: Currency conversion and payment terms - used for international transactions

What schedules should be included in a Share Mortgage Agreement?

1. Schedule of Shares: Details of mortgaged shares including class, number, and nominal value

2. Form of Transfer: Blank share transfer form

3. Directors' Resolutions: Board approval of share mortgage

4. Notice to Company: Template notice informing company of security interest

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

England and Wales

Publisher

Genie AI

Document Type

Loan Agreement

Sector

Banking

Cost

Free to use
Relevant legal definitions

























Clauses























Industries

Companies Act 2006: Primary legislation governing company law in England and Wales, particularly focusing on share transfers, registration of charges, and security interests over shares

Financial Services and Markets Act 2000 (FSMA): Core regulatory framework for financial services in the UK, setting out requirements for regulated activities and financial security arrangements

Financial Collateral Arrangements (No.2) Regulations 2003: Specific regulations governing financial collateral arrangements, including provisions for enforcement and realization of security

Law of Property Act 1925: Foundational legislation establishing general principles of security interests and enforcement provisions in property law

Financial Services and Markets Act 2000 (Financial Promotion) Order 2005: Secondary legislation setting out requirements regarding financial promotions and communications

FCA/PRA Regulations: Regulatory requirements from Financial Conduct Authority and Prudential Regulation Authority for regulated entities and compliance obligations

Companies House Filing Requirements: Mandatory registration requirements including Form MR01 for registration of charges and other filing obligations

Articles of Association Compliance: Company-specific requirements including transfer restrictions and pre-emption rights that must be considered in share mortgages

Conflict of Laws Principles: Legal principles governing cross-border transactions and international security arrangements

EU Retained Law: Post-Brexit retained EU legislation that continues to affect security arrangements and financial services in the UK

Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Take Over Car Loan Payments Contract

An England and Wales agreement enabling the transfer of car loan payment obligations between parties, ensuring regulatory compliance and defining payment terms.

Download

Agreement Between Co Signer And Borrower

An English law agreement defining the legal relationship and obligations between a co-signer and borrower for a loan guarantee.

Download

Personal Line Of Credit Agreement

An English law agreement establishing a revolving credit facility between a lender and individual borrower, compliant with UK consumer credit regulations.

Download

Family Member Promissory Note

A legally binding document under English and Welsh law that records and formalizes a loan agreement between family members.

Download

OverLoan Agreement

A legally binding agreement under English and Welsh law establishing terms for an overdraft facility between a lender and borrower.

Download

Employee Computer Loan Agreement

An England and Wales-governed agreement setting out terms for employee computer loans, including repayment and usage conditions.

Download

Acknowledgement Of Debt Agreement

A legal document under English and Welsh law where a debtor formally acknowledges their debt obligation and agrees to specific repayment terms.

Download

Director Loan To Company Agreement

A legally binding agreement under English and Welsh law that documents the terms of a loan from a director to their company.

Download

Commercial Real Estate Loan Term Sheet

A template document under English and Welsh law outlining key terms and conditions for commercial real estate financing arrangements.

Download

Demand Loan

A template for establishing terms of an on-demand loan under English and Welsh law, allowing the lender to request repayment at any time.

Download

Balloon Loan Agreement

A template agreement under English and Welsh law for loans with a substantial final payment (balloon payment), setting out terms, schedules, and security arrangements.

Download

Simple Intercompany Loan Agreement

A standardized agreement template for intercompany loans under English and Welsh law, setting out key terms for intra-group lending.

Download

Home Equity Loan Agreement

An English law agreement documenting terms for a loan secured against property equity, compliant with UK financial regulations.

Download

OverAgreement

A contract governed by English and Welsh law establishing terms for a bank overdraft facility, including limits, rates, and repayment conditions.

Download

Credit Terms Agreement

A standardized agreement template under English and Welsh law that establishes terms and conditions for extending credit between parties.

Download

Subordinated Loan Agreement

An English law agreement establishing terms for a loan that ranks junior to other debt obligations.

Download

Simple Loan Application Form

A standardized loan application form template compliant with English and Welsh law, used for capturing borrower information and loan requirements.

Download

Private Lending Term Sheet

A template document under English and Welsh law that outlines the key terms and conditions for a private lending arrangement.

Download

Personal Loan Receipt

A legal document under English and Welsh law acknowledging a personal loan between parties, including loan amount and repayment terms.

Download

Payday Loan Contract

An FCA-compliant payday loan agreement template for use in England and Wales, establishing terms for short-term consumer credit.

Download

Money Agreement Between Two Parties

A legal agreement under English and Welsh law that documents the terms and conditions of a money lending arrangement between two parties.

Download

Loan Note

An English law template document evidencing debt obligations and repayment terms between a lender and borrower.

Download

Loan Guarantee

An English law template for creating legally binding guarantees for loan obligations, setting out terms between guarantor, lender, and borrower.

Download

Loan Agreement With Guarantor

An English and Welsh law-governed agreement establishing loan terms between lender and borrower, secured by a guarantor's commitment.

Download

Investment Loan Contract

A template agreement for investment lending transactions under English and Welsh law, establishing terms for loan facilities and security arrangements.

Download

Facility Agreement

An English law-governed agreement setting out terms and conditions for provision of loan facilities between lender(s) and borrower(s).

Download

Car Payment Plan Agreement

An English and Welsh law-compliant agreement setting out terms for vehicle financing through structured payments.

Download

Borrowing Form

A standardized lending agreement template under English and Welsh law, establishing terms and conditions for borrowing arrangements.

Download

Employee Forgivable Loan Agreement

An English law agreement establishing terms for an employer-provided forgivable loan, including forgiveness conditions and repayment terms.

Download

Employee Cash Advance Agreement

An England and Wales-governed agreement establishing terms for employee wage advances and repayment through payroll deductions.

Download

Device Loan Agreement

An English law agreement setting out terms for temporary device loans between parties.

Download

Loan Forgiveness Agreement

An English law agreement that formally releases a borrower from their obligation to repay all or part of a loan.

Download

Undertaking Loan Agreement

An England & Wales legal document outlining formal loan terms and obligations between lender and borrower.

Download

Solicitor Loan Agreement

An England & Wales legal document detailing solicitor-client credit terms and compliance with SRA requirements.

Download

Securities Lending Agreement

An England & Wales legal document facilitating temporary securities transfer while maintaining original ownership rights.

Download

Rent Agreement For Personal Loan

An England & Wales legal document outlining terms for personal loan agreements and ensuring compliance with financial regulations.

Download

Rent Agreement For Loan

An England & Wales agreement combining rental and loan elements for asset access without full purchase.

Download

Private Car Sale Loan Agreement

An England & Wales agreement documenting private vehicle sale financing terms between lender and borrower.

Download

Parent Loan Agreement

An England & Wales legal document formalizing parental financial support terms and conditions for significant loans or investments.

Download

Mortgage Sales Contract

An England & Wales contract governing the transfer and securitization of mortgage portfolios, ensuring regulatory compliance.

Download
See more related templates

ұԾ’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ұԾ’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it