An Authorization Letter To Claim Credit Card is a crucial document used in Hong Kong when a credit card holder needs to delegate the authority to collect their credit card to another person. This document is particularly relevant when cardholders are unable to personally collect their cards due to travel, illness, or other circumstances. The letter must comply with Hong Kong's banking regulations and privacy laws, including the Banking Ordinance (Cap. 155) and Personal Data (Privacy) Ordinance (Cap. 486). It typically includes detailed identification of both the cardholder and authorized representative, specific card details, authorization scope, and validity period. Banks in Hong Kong generally require this formal authorization to protect against fraud and ensure proper documentation of card collection by third parties.
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1. Date and Place: Current date and location where the letter is being written
2. Bank Details: Full name and address of the bank/credit card issuer to whom the letter is addressed
3. Subject Line: Clear indication that this is an authorization letter for credit card claim
4. Card Owner Information: Full name, ID/passport number, contact details, and address of the credit card owner
5. Credit Card Details: Credit card number (partially masked), type, and issuing bank
6. Authorized Person Details: Full name, ID/passport number, contact details, and address of the person being authorized
7. Authorization Statement: Clear statement of authorization specifying what actions the authorized person can take
8. Duration of Authorization: Specific period for which the authorization is valid
9. Signature Block: Space for card owner's signature, name, and date
1. Reason for Authorization: Explanation of why the authorization is being granted (recommended when the bank requires justification)
2. Specific Restrictions: Any limitations or specific conditions placed on the authorization
3. Witness Details: Information and signature of a witness if required by the bank
4. Emergency Contact: Alternative contact information in case of issues
5. Revocation Clause: Terms under which the authorization can be revoked before the end date
1. Copy of Card Owner's ID: Attached photocopy of card owner's identification document
2. Copy of Authorized Person's ID: Attached photocopy of authorized person's identification document
3. Proof of Relationship: If required by bank, documentation showing relationship between card owner and authorized person
4. Bank's Authorization Form: Any specific forms required by the issuing bank to be completed alongside the authorization letter
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