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1. Sender's Information: Full name, address, and any relevant account or reference numbers
2. Recipient's Information: Collection agency's name, address, and any relevant registration numbers
3. Date: Current date of the letter
4. Subject Line: Clear identification as a Cease and Desist Letter with reference numbers
5. Debt Information: Details of the alleged debt being collected, including account numbers and amounts
6. Statement of Dispute: Clear statement disputing the debt collection activities or practices
7. Legal Basis: Citation of relevant Indonesian laws and regulations protecting consumer rights
8. Specific Demands: Clear instructions to cease all collection activities and communication
9. Deadline for Response: Specific timeframe for the agency to acknowledge and comply with the demands
10. Consequences: Statement of intended legal action if demands are not met
11. Signature Block: Formal closure with sender's signature and contact information
1. Previous Communication Reference: Include when there has been prior correspondence or attempts to resolve the issue
2. Harassment Documentation: Include when specific instances of harassment or inappropriate collection practices need to be documented
3. Debt Validation Request: Include when questioning the validity of the debt itself
4. Power of Attorney Reference: Include when the letter is being sent by a legal representative
5. Bankruptcy Notice: Include when the debt has been or will be subject to bankruptcy proceedings
6. Medical Hardship: Include when collection should cease due to medical circumstances
1. Communication Log: Chronological list of all previous communications from the collection agency
2. Evidence of Harassment: Copies of threatening messages, call logs, or other documentation of inappropriate collection practices
3. Prior Correspondence: Copies of previous attempts to resolve the issue
4. Relevant Documentation: Any supporting documents proving dispute claims or legal status
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