The Business Loan Contract serves as the primary legal instrument for documenting commercial lending arrangements in Malaysia, providing a structured framework for financial institutions to extend credit to businesses while protecting the interests of all parties involved. This document is essential when a business seeks formal financing from a Malaysian financial institution, whether for working capital, expansion, asset acquisition, or other commercial purposes. The contract must comply with Malaysian banking regulations, including the Financial Services Act 2013 and relevant Bank Negara Malaysia guidelines, while also adhering to the fundamental principles of the Contracts Act 1950. It is designed to accommodate various business sizes and sectors, incorporating necessary safeguards for loan security, repayment terms, and default scenarios, with the flexibility to include both conventional and Shariah-compliant financing structures.
Your data doesn't train Genie's AI
You keep IP ownership of your information
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
OR
Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.
1. Parties: Identifies and defines the Lender and Borrower with complete legal names, registration numbers, and registered addresses
2. Background: Outlines the context of the loan agreement, including the Borrower's request for financing and the Lender's agreement to provide it
3. Definitions: Defines key terms used throughout the agreement for clarity and legal certainty
4. Loan Amount and Purpose: Specifies the principal amount of the loan and its approved business purpose
5. Interest Rate and Calculations: Details the applicable interest rate, calculation method, and payment periods
6. Repayment Terms: Specifies the loan tenure, repayment schedule, and payment mechanics
7. Security and Collateral: Describes the assets or guarantees securing the loan
8. Conditions Precedent: Lists conditions that must be satisfied before the loan is disbursed
9. Representations and Warranties: States the Borrower's declarations regarding their legal and financial status
10. Covenants: Details the Borrower's ongoing obligations throughout the loan term
11. Events of Default: Defines circumstances that constitute default and the Lender's remedies
12. Fees and Expenses: Lists all applicable fees, charges, and cost responsibilities
13. Notices: Specifies how formal communications between parties should be made
14. Governing Law and Jurisdiction: Confirms Malaysian law as governing law and specifies jurisdiction for disputes
1. Islamic Finance Provisions: Required when the loan must be Shariah-compliant, including specific terms and structure to meet Islamic finance requirements
2. Guarantee: Include when there are personal or corporate guarantors for the loan
3. Insurance: Required when specific insurance coverage is mandatory for the loan or collateral
4. Assignment and Transfer: Include when the lender wants the right to assign or transfer the loan to other parties
5. Syndication Provisions: Required for larger loans involving multiple lenders
6. Special Purpose Vehicle Provisions: Include when the borrower is an SPV or when specific project financing terms are needed
1. Repayment Schedule: Detailed amortization table showing payment dates, principal and interest breakdowns
2. Security Details: Comprehensive list and description of all assets provided as security
3. Conditions Precedent Documents: List of all documents required before loan disbursement
4. Fee Schedule: Detailed breakdown of all applicable fees and charges
5. Form of Drawdown Notice: Template for the Borrower to request loan disbursement
6. Financial Covenants: Specific financial ratios and requirements the Borrower must maintain
7. Permitted Security Interests: List of pre-approved security interests or liens that may exist
8. Form of Compliance Certificate: Template for periodic compliance reporting by the Borrower
Authors
Relevant legal definitions
Clauses
Relevant Industries
Banking and Financial Services
Small and Medium Enterprises
Manufacturing
Real Estate and Construction
Technology and Software
Retail and Commerce
Agriculture and Farming
Healthcare and Medical
Hospitality and Tourism
Transportation and Logistics
Professional Services
Education
Relevant Teams
Legal
Finance
Compliance
Risk Management
Credit Assessment
Corporate Banking
Islamic Banking
Treasury
Business Development
Operations
Relevant Roles
Chief Financial Officer
Finance Director
Legal Counsel
Corporate Lawyer
Loan Officer
Credit Manager
Risk Manager
Compliance Officer
Business Development Manager
Treasury Manager
Company Secretary
Financial Controller
Banking Relationship Manager
Credit Analyst
Islamic Finance Specialist
Find the exact document you need
Financial Loan Agreement
Malaysian-law governed loan agreement establishing terms between lender and borrower, compliant with Malaysian financial regulations and banking requirements.
find out more
Hire Purchase Agreement For Motorcycle
A Malaysian law-governed agreement for motorcycle financing through installment payments, regulated under the Hire Purchase Act 1967.
find out more
Business Investment Loan Agreement
A Malaysian law-governed agreement establishing terms and conditions for a business investment loan between a lender and corporate borrower.
find out more
Pro Forma Loan Agreement
A comprehensive loan agreement template compliant with Malaysian banking and contract law, suitable for various lending transactions.
find out more
Private Lender Loan Agreement
A Malaysian law-governed loan agreement between private lenders and borrowers, establishing terms for lending, repayment, and security.
find out more
Loan Agreement Between Companies
A Malaysian law-governed loan agreement establishing terms for corporate lending between companies, including repayment and interest provisions.
find out more
Two Party Loan Agreement
A Malaysian law-governed agreement establishing terms and conditions for a loan between two parties, including loan amount, interest rates, and repayment obligations.
find out more
Master Securities Loan Agreement
A Malaysian law-governed agreement establishing terms for securities lending transactions between financial institutions, compliant with local securities regulations and market practices.
find out more
Co Financing Agreement
A Malaysian law-governed agreement establishing terms and conditions for multiple financial institutions to jointly provide financing facilities to a borrower.
find out more
Litigation Funding Agreement
A Malaysian law-governed agreement establishing terms for third-party funding of litigation or arbitration proceedings, including funding commitments and return structures.
find out more
Loan Facilitation Agreement
Malaysian law-governed agreement establishing terms for loan facilitation services between financial institutions and service providers.
find out more
Loan Participation Agreement
A Malaysian law-governed agreement establishing terms for the sale and purchase of participation interests in a loan facility between financial institutions.
find out more
Loan And Mortgage Agreement
A Malaysian law-governed agreement combining loan facilities with property mortgage security, detailing lending terms and security arrangements in compliance with local regulations.
find out more
Loan Agreement Deed
A Malaysian law-governed deed establishing a formal loan arrangement between parties, detailing loan terms, security, and enforcement mechanisms.
find out more
Hire Purchase Agreement For Car
A Malaysian law-governed agreement for vehicle financing through hire purchase arrangements, enabling structured payments while the finance company retains ownership until full payment.
find out more
Car Payment Takeover Agreement
Malaysian-law governed agreement for transferring vehicle payment obligations from an existing buyer to a new buyer, with financing institution consent.
find out more
Car Installment Contract
A Malaysian law-governed agreement for vehicle purchase through installment payments, setting out payment terms, ownership conditions, and parties' rights and obligations.
find out more
Vehicle Payment Plan Agreement
A Malaysian law-compliant agreement outlining terms and conditions for vehicle purchase through structured installment payments.
find out more
Undertaking Loan Agreement
A Malaysian law-governed agreement establishing loan terms between lender and borrower, including facility details, repayment obligations, and security arrangements.
find out more
Trade Finance Facility Agreement
A Malaysian law-governed agreement establishing trade finance facilities between a bank and corporate borrower, covering various trade finance products and compliance requirements.
find out more
Simple Unsecured Loan Agreement
A Malaysian law-governed agreement establishing terms for an unsecured loan between parties, detailing loan amount, interest, and repayment terms without requiring collateral.
find out more
Real Estate Loan Agreement
A Malaysian law-governed agreement establishing terms for a property-backed loan, including loan amount, interest, repayment terms, and security arrangements.
find out more
Project Finance Contract
A Malaysian law-governed agreement establishing terms for long-term project financing, including security arrangements and operational requirements.
find out more
Official Loan Agreement
A Malaysian-law governed agreement establishing formal lending terms between parties, compliant with local financial regulations and lending practices.
find out more
Mezzanine Loan Agreement
Malaysian law-governed agreement for mezzanine financing, combining debt and equity features with subordination to senior debt.
find out more
Master Loan Agreement
A Malaysian law-governed agreement establishing terms and conditions for multiple loans between a lender and borrower, compliant with Malaysian banking and financial services regulations.
find out more
Margin Loan Agreement
Malaysian law-governed agreement for margin lending facilities secured against securities, outlining lending terms and collateral requirements.
find out more
Loan Borrower Agreement
A Malaysian law-governed agreement establishing terms and conditions for lending arrangements between a lender and borrower, including loan terms, security, and enforcement provisions.
find out more
Installment Loan Agreement
A Malaysian law-governed agreement establishing terms for a loan repayable in scheduled installments, detailing amount, interest, repayment terms, and enforcement provisions.
find out more
Financing Contract Agreement
A Malaysian law-governed agreement establishing terms and conditions for financial facilities between lender and borrower, compliant with local banking regulations.
find out more
Financial Support Agreement
A Malaysian law-governed agreement establishing terms for financial support between parties, including payment terms and regulatory compliance requirements.
find out more
Financial Assistance Agreement
A Malaysian law-governed agreement establishing terms for financial assistance between a provider and recipient, including disbursement, repayment, and compliance requirements.
find out more
Financial Agreement Between Two Parties
Malaysian law-governed financial agreement template establishing terms and conditions for financial arrangements between two parties.
find out more
Equipment Lease Purchase Option
Malaysian law-governed agreement for equipment leasing with a purchase option, defining lease terms, maintenance obligations, and purchase conditions.
find out more
Car Installment Agreement
A Malaysian law-compliant agreement for vehicle purchase through installment payments, detailing financial terms, ownership rights, and obligations between parties.
find out more
Car Finance Contract
A Malaysian law-governed agreement for vehicle financing between a financial institution and purchaser, establishing terms for vehicle purchase, payment, and ownership.
find out more
Business To Business Loan Agreement
A Malaysian law-governed agreement establishing terms for a business loan between companies, including loan amount, interest, repayment terms, and security arrangements.
find out more
Business Loan Contract
A Malaysian law-governed agreement establishing terms and conditions for a business loan between a financial institution and commercial borrower.
find out more
Bridge Facility Agreement
A Malaysian law-governed agreement for temporary financing that bridges the gap between immediate capital needs and permanent financing arrangements.
find out more
Basic Loan Agreement Between Friends
A Malaysian law-governed loan agreement template for friendly lending arrangements, providing essential legal protections while maintaining informality.
find out more
ұԾ’s Security Promise
Genie is the safest place to draft. Here’s how we prioritise your privacy and security.
Your documents are private:
We do not train on your data; ұԾ’s AI improves independently
All data stored on Genie is private to your organisation
Your documents are protected:
Your documents are protected by ultra-secure 256-bit encryption
We are ISO27001 certified, so your data is secure
Organizational security:
You retain IP ownership of your documents and their information
You have full control over your data and who gets to see it
.png)