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The Credit Check Authorization Form is a crucial document used in New Zealand business operations where credit assessment is required. It serves as a formal consent mechanism, allowing organizations to legally access an individual's credit information while complying with the Privacy Act 2020 and Credit Reporting Privacy Code 2020. This form is typically used when individuals apply for loans, credit cards, rental properties, certain employment positions, or other services requiring credit assessment. The document includes the applicant's personal information, explicit consent statements, and details about how the credit information will be used and protected. It's designed to protect both the organization's interests in conducting due diligence and the individual's privacy rights under New Zealand law.

1. Individual's Information: Details of the person giving authorization, including full legal name, date of birth, current address, and any previous addresses in the last 5 years

2. Purpose of Authorization: Clear statement explaining why the credit check is being conducted and how the information will be used

3. Information to be Collected: Specific details about what information will be collected and from which credit reporting agencies

4. Authorization Statement: Explicit consent statement authorizing the collection and use of credit information, including reference to relevant privacy laws

5. Duration of Authorization: Specification of how long the authorization remains valid

6. Privacy Notice: Statement about how the information will be protected, stored, and potentially shared, in compliance with the Privacy Act 2020

7. Signature Block: Space for signature, date, and witness details if required