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1. Title and Date: Clear identification of the document as a Promissory Note with date of issuance
2. Principal Amount: The unconditional promise to pay a specified sum, written in both numbers and words
3. Payment Details: Due date, payment method, and location of payment
4. Maker Information: Full legal name, address, and commercial registration details of the issuing party
5. Payee Information: Full legal name and address of the beneficiary
6. Signature Block: Space for maker's signature, including name, title, and company stamp if applicable
1. Interest Rate: Include when the note bears interest, specifying the rate and calculation method
2. Installment Schedule: Used when payment is to be made in multiple installments rather than a single payment
3. Security Details: Include when the note is secured by collateral or guarantees
4. Cross Default Provisions: Include when the note is part of a larger financing arrangement
5. Acceleration Clause: Include to allow immediate payment demand upon specific trigger events
6. Governing Law and Jurisdiction: While UAE law applies by default, specific courts or dispute resolution mechanisms can be specified
1. Payment Schedule: Detailed breakdown of installment amounts and due dates, if applicable
2. Collateral Schedule: Description of any assets securing the promissory note
3. Guarantee Agreement: Attached when there is a personal or corporate guarantee supporting the note
4. Specimen Signature: Authenticated signatures of authorized signatories for corporate makers
Banking and Financial Services
Real Estate and Construction
Manufacturing
Trading and Distribution
Retail
Technology and Software
Professional Services
Healthcare
Education
Logistics and Transportation
Energy and Utilities
Hospitality and Tourism
Legal
Finance
Treasury
Credit Control
Compliance
Risk Management
Corporate Secretariat
Commercial Operations
Accounts Receivable
Executive Management
Chief Financial Officer
Finance Director
Treasury Manager
Financial Controller
Credit Manager
Legal Counsel
Corporate Lawyer
Compliance Officer
Business Development Manager
Commercial Director
Accounts Receivable Manager
Risk Manager
Company Secretary
Managing Director
Chief Executive Officer
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