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Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, establishing the regulatory framework for mortgage lending and financial services

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection in credit transactions, including aspects of mortgage lending

Consumer Rights Act 2015: Consolidates consumer protection legislation, ensuring fairness in contracts and transparency in consumer transactions

Law of Property Act 1925: Fundamental legislation governing property law in England and Wales, including mortgage security and property rights

Housing Act 2004: Legislation covering various aspects of housing law, including standards and regulations affecting mortgaged properties

FCA Handbook: Comprehensive guide containing all FCA regulatory requirements for financial services firms, including mortgage lenders

MCOB Rules: Mortgage Conduct of Business rules, specific regulations governing how mortgage lenders must operate and treat customers

CONC Sourcebook: Consumer Credit sourcebook, containing detailed regulations for consumer credit activities and customer treatment

UK GDPR: Post-Brexit data protection regulation ensuring proper handling of personal data in financial services

Data Protection Act 2018: UK's implementation of data protection requirements, governing how personal information must be handled

Unfair Terms in Consumer Contracts Regulations 1999: Protects consumers against unfair standard terms in contracts, including mortgage agreements

Money Laundering Regulations 2017: Regulations requiring financial institutions to implement measures preventing money laundering and terrorist financing

Mortgage Credit Directive Order 2015: Implementation of EU mortgage credit rules into UK law, setting standards for mortgage lending

Consumer Protection from Unfair Trading Regulations 2008: Prohibits unfair commercial practices between traders and consumers in financial services

Financial Services (Distance Marketing) Regulations 2004: Governs how financial services, including mortgages, can be marketed and sold at a distance