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Financial Services and Markets Act 2000: Primary legislation governing financial services regulation in the UK, including mortgage lending and financial advice

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protection in financial transactions including certain aspects of mortgage arrangements

Mortgage Credit Directive Order 2015: Implements EU rules on mortgage credit, establishing framework for mortgage lending and consumer protection in the UK

Financial Services Act 2012: Reformed the UK financial regulatory framework, establishing the Financial Conduct Authority (FCA) and other regulatory bodies

FCA Mortgage Conduct of Business Rules: Detailed regulations governing how mortgage lenders and advisers must conduct business with customers

Mortgage Market Review Rules: Specific rules implementing reforms in the mortgage market, particularly regarding affordability assessments

Money Laundering Regulations 2017: Requirements for verification of identity and source of funds in financial transactions including mortgages

Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, relevant for mortgage applications and source of funds

UK General Data Protection Regulation: Regulations governing how personal data must be handled and protected in financial documentation

Data Protection Act 2018: UK's implementation of data protection requirements, including how personal information should be handled in financial documents

Consumer Rights Act 2015: Legislation protecting consumer rights in various transactions, including aspects of mortgage arrangements

Unfair Contract Terms Act 1977: Controls unfair terms in contracts, relevant for ensuring fairness in mortgage documentation

Consumer Protection from Unfair Trading Regulations 2008: Protects consumers from unfair commercial practices, including in mortgage-related communications and documentation