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Financial Services and Markets Act 2000: Primary legislation that establishes the regulatory framework for financial services in the UK, including mortgage lending and advisory services

Consumer Credit Act 1974: Regulates credit agreements and provides consumer protections in financial transactions, including certain aspects of mortgage lending

Law of Property Act 1925: Fundamental legislation governing property law in England and Wales, including the legal framework for mortgages and charges over property

Consumer Rights Act 2015: Provides protection for consumers in various transactions, including requirements for fair terms in consumer contracts and transparency

Mortgage Credit Directive Order 2015: Implements EU rules on mortgage lending, setting standards for consumer protection in mortgage agreements

FCA Handbook: Comprehensive regulatory guide containing all FCA rules and guidance for regulated firms, including mortgage lenders

MCOB: Mortgages and Home Finance: Conduct of Business Sourcebook - Detailed rules for mortgage lenders regarding conduct, disclosure, and treating customers fairly

PRIN: FCA Principles for Businesses - Core principles that regulated firms must follow, including acting with integrity and treating customers fairly

UK GDPR: UK General Data Protection Regulation governing how personal data must be handled, processed, and protected

Data Protection Act 2018: UK's implementation of data protection standards, working alongside UK GDPR to regulate personal data handling

Money Laundering Regulations 2017: Sets out obligations for firms to prevent money laundering and conduct appropriate customer due diligence

Proceeds of Crime Act 2002: Legislation dealing with money laundering and proceeds of crime, requiring reporting of suspicious transactions

Human Rights Act 1998: Ensures respect for fundamental rights, potentially affecting how mortgage relationships are managed and enforced

Equality Act 2010: Prohibits discrimination in the provision of services, including financial services and mortgage lending

Financial Services (Distance Marketing) Regulations 2004: Regulates how financial services, including mortgages, can be marketed and sold at a distance