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Credit Card Authorization Form for Indonesia

Credit Card Authorization Form Template for Indonesia

A legally-compliant document designed for the Indonesian market that enables businesses to obtain formal authorization from customers for credit card payments. This form, structured in accordance with Bank Indonesia regulations and the Personal Data Protection Law, allows merchants to securely process one-time or recurring credit card transactions while protecting both the merchant's and customer's interests. The document includes essential elements such as cardholder information, transaction details, data protection notices, and authorization terms, all aligned with Indonesian financial services regulations and consumer protection laws.

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What is a Credit Card Authorization Form?

The Credit Card Authorization Form serves as a crucial document for businesses operating in Indonesia that need to process credit card payments, whether for single transactions or recurring charges. This document is essential for compliance with Bank Indonesia Regulation No. 23/6/PBI/2021 on payment systems and Law No. 27 of 2022 on Personal Data Protection. It provides businesses with legal protection while ensuring transparent communication with customers about payment terms and data handling. The form is particularly important for recurring billing arrangements, card-on-file transactions, and situations where the cardholder is not physically present for the transaction. It includes specific provisions required by Indonesian law regarding data protection, consumer rights, and financial service regulations.

What sections should be included in a Credit Card Authorization Form?

1. Cardholder Information: Essential details of the cardholder including full name, address, and contact information as required by Bank Indonesia regulations

2. Credit Card Details: Masked credit card information including card type, last 4 digits, and expiration date (compliant with PDP Law requirements)

3. Authorization Statement: Clear statement of authorization for charges, including the purpose, amount, and frequency of charges

4. Transaction Details: Specific information about the authorized transaction(s), including maximum amount, frequency, and duration of authorization

5. Data Protection Notice: Statement on how the card information will be stored, processed, and protected in compliance with the PDP Law

6. Cancellation Rights: Information about the cardholder's right to cancel the authorization and the process for doing so

7. Signature Block: Space for cardholder signature or electronic consent confirmation with date

What sections are optional to include in a Credit Card Authorization Form?

1. Recurring Payment Terms: Include when authorization is for recurring payments, detailing frequency and conditions

2. Multiple Card Authorization: Add when customer wants to authorize multiple cards as backup payment methods

3. International Transaction Notice: Include for businesses processing transactions in multiple currencies or cross-border transactions

4. Digital Signature Provisions: Add when form will be completed electronically, including specific provisions under ITE Law

5. Company/Merchant Details: Include detailed merchant information when form is used by multiple entities or locations

What schedules should be included in a Credit Card Authorization Form?

1. Schedule A - Terms and Conditions: Detailed terms and conditions including liability limitations and dispute resolution procedures

2. Schedule B - Privacy Policy Extract: Relevant excerpts from the company's privacy policy regarding payment data handling

3. Appendix 1 - Authorized Transaction Schedule: Detailed breakdown of payment schedule for recurring payments or multiple transaction authorizations

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Indonesia

Publisher

Genie AI

Document Type

Authorization Form

Cost

Free to use
Relevant legal definitions






















Clauses
















Relevant Industries

Retail

E-commerce

Hospitality

Travel and Tourism

Subscription Services

Healthcare

Education

Professional Services

Insurance

Telecommunications

Utilities

Relevant Teams

Legal

Finance

Compliance

Customer Service

Sales

Operations

Risk Management

Treasury

Billing

Account Management

Relevant Roles

Finance Manager

Compliance Officer

Legal Counsel

Account Manager

Sales Director

Customer Service Manager

E-commerce Manager

Payment Operations Manager

Risk Manager

Treasury Manager

Billing Coordinator

Financial Controller

Industries






Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

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