51��Ƶ����

1. Insurance Provisions: Required when loan insurance is mandatory or offered as an option

2. Training Requirements: Included when the lender provides mandatory financial or business training

3. Business Plan Integration: Used when the loan is for specific business purposes requiring business plan compliance

4. Digital Payment Terms: Added when electronic payment systems are used for loan disbursement or repayment

5. Substitution of Members: Included when the group allows for membership changes during the loan term

6. Additional Security Arrangements: Required when specific assets or guarantees are provided as security

7. Environmental Compliance: Needed when the loan is for activities with environmental impact

1. Schedule 1 - Member Details: Complete information about each member including ID numbers, addresses, and contact details

2. Schedule 2 - Loan Repayment Schedule: Detailed breakdown of repayment dates and amounts

3. Schedule 3 - Group Constitution: Internal rules and regulations of the self-help group

4. Schedule 4 - Meeting Schedule: Calendar of mandatory group meetings and attendance requirements

5. Schedule 5 - Savings Program: Details of the mandatory savings program including amounts and timeline

6. Appendix A - Group Formation Certificate: Documentation proving the formal establishment of the self-help group

7. Appendix B - Member Signature Sheet: Signature page for all members acknowledging agreement terms

8. Appendix C - KYC Documentation: Copies of required Know Your Customer documentation for all members