51Ƶ

Financing Contract Agreement for Philippines

Financing Contract Agreement Template for Philippines

A comprehensive legal document governed by Philippine law that establishes the terms and conditions of a financing arrangement between a lender and borrower. The agreement details the facility amount, interest rates, repayment terms, security arrangements, and other key provisions in compliance with Philippine banking regulations and the Civil Code. It includes specific provisions required under Philippine financial regulations, including Truth in Lending Act disclosures and Anti-Money Laundering compliance requirements, while incorporating necessary safeguards for both parties and reflecting local banking practices.

Your data doesn't train Genie's AI

You keep IP ownership of your information

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Download a Standard Template

4.6 / 5
4.8 / 5
Access for free
OR

Alternatively: Run an advanced review of an existing
Financing Contract Agreement

Let Genie AI's market-leading legal AI identify missing terms, unusual language, compliance issues and more - in just seconds.

What is a Financing Contract Agreement?

The Financing Contract Agreement is a fundamental legal instrument used in Philippine business and banking transactions to formalize lending arrangements between financial institutions and borrowers. This document is essential when establishing credit facilities, term loans, or other financing arrangements in the Philippines, ensuring compliance with local banking regulations, including the General Banking Law of 2000 and the Truth in Lending Act. The agreement comprehensively covers facility terms, security arrangements, representations and warranties, covenants, and events of default, while incorporating specific requirements of Philippine law regarding interest rates, documentary stamps tax, and other regulatory considerations. It serves as the primary document governing the rights and obligations of parties in financing transactions, whether for corporate funding, project finance, or asset acquisition.

What sections should be included in a Financing Contract Agreement?

1. Parties: Identifies and provides full details of the lender and borrower, including registration numbers and addresses

2. Background: Describes the context of the financing arrangement and the purpose of the loan

3. Definitions and Interpretation: Defines key terms used throughout the agreement and sets out interpretation rules

4. The Facility: Details the amount, purpose, and basic terms of the financing facility

5. Conditions Precedent: Lists conditions that must be satisfied before the facility becomes available

6. Drawdown: Specifies the process and requirements for drawing down the loan

7. Interest and Fees: Details interest rates, calculation methods, and all applicable fees

8. Repayment and Prepayment: Sets out repayment schedule, prepayment terms, and related conditions

9. Representations and Warranties: Lists the representations and warranties given by the borrower

10. Covenants: Details positive and negative covenants the borrower must observe

11. Events of Default: Specifies circumstances constituting default and consequences

12. Security: Describes the security arrangement for the facility

13. Assignments and Transfers: Sets out rules for transferring or assigning rights under the agreement

14. Payments and Calculations: Details payment mechanics and calculation conventions

15. Notices: Specifies how formal communications between parties should be made

16. Governing Law and Jurisdiction: Specifies Philippine law as governing law and jurisdiction for disputes

17. Execution: Formal execution blocks for signing by authorized representatives

What sections are optional to include in a Financing Contract Agreement?

1. Syndication Provisions: Required for syndicated loans involving multiple lenders

2. Guarantees: Required when third-party guarantees are part of the security package

3. Insurance: Required when specific insurance coverage is mandatory for the facility

4. Tax Provisions: Detailed tax provisions required for cross-border financing or complex tax structures

5. Currency Provisions: Required for multi-currency facilities or foreign currency loans

6. Agency Provisions: Required when a facility agent is appointed to manage the facility

7. Increased Costs: Required for longer-term facilities to address regulatory changes

8. Market Disruption: Required for facilities with variable interest rates

9. Environmental Compliance: Required for projects with environmental impact considerations

What schedules should be included in a Financing Contract Agreement?

1. Schedule 1 - Conditions Precedent Documents: Detailed list of required documents and conditions to be satisfied

2. Schedule 2 - Form of Drawdown Notice: Template for borrower to request loan disbursement

3. Schedule 3 - Repayment Schedule: Detailed amortization schedule if applicable

4. Schedule 4 - Form of Transfer Certificate: Template for transferring loan participations

5. Schedule 5 - Security Documents: List and copies of all security documents

6. Schedule 6 - Financial Covenants: Detailed financial ratios and calculations

7. Schedule 7 - Permitted Security Interests: List of pre-approved security interests

8. Appendix A - Facility Terms Summary: Summary of key commercial terms

9. Appendix B - Fee Schedule: Detailed breakdown of all applicable fees

10. Appendix C - Closing Checklist: List of requirements for closing the facility

Authors

Alex Denne

Head of Growth (Open Source Law) @ Genie AI | 3 x UCL-Certified in Contract Law & Drafting | 4+ Years Managing 1M+ Legal Documents | Serial Founder & Legal AI Author

Jurisdiction

Philippines

Publisher

Genie AI

Document Type

Finance Agreement

Cost

Free to use
Relevant legal definitions


































































Clauses








































Relevant Industries

Banking and Financial Services

Real Estate

Manufacturing

Infrastructure

Energy

Technology

Healthcare

Agriculture

Retail

Transportation and Logistics

Mining and Resources

Construction

Telecommunications

Education

Relevant Teams

Legal

Finance

Treasury

Compliance

Risk Management

Credit

Corporate Secretariat

Business Development

Operations

Regulatory Affairs

Relevant Roles

Chief Financial Officer

Finance Director

Treasury Manager

Legal Counsel

Corporate Secretary

Risk Manager

Credit Officer

Compliance Officer

Banking Relationship Manager

Financial Controller

Corporate Lawyer

Investment Officer

Loan Officer

Business Development Manager

Account Manager

Industries









Teams

Employer, Employee, Start Date, Job Title, Department, Location, Probationary Period, Notice Period, Salary, Overtime, Vacation Pay, Statutory Holidays, Benefits, Bonus, Expenses, Working Hours, Rest Breaks,  Leaves of Absence, Confidentiality, Intellectual Property, Non-Solicitation, Non-Competition, Code of Conduct, Termination,  Severance Pay, Governing Law, Entire Agreemen

Find the exact document you need

Personal Auto Loan Contract

A Philippine-law governed agreement for vehicle purchase financing, establishing loan terms and security arrangements in compliance with local banking and consumer protection regulations.

find out more

Commercial Loan Contract

A Philippine law-governed agreement establishing terms and conditions for a commercial loan between a financial institution and a business borrower.

find out more

Family Member Loan Agreement

A Philippine law-governed agreement that formalizes loan arrangements between family members, establishing clear terms while maintaining familial relationships.

find out more

Business Investment Loan Agreement

A Philippine law-governed agreement establishing terms for a business investment loan between a financial institution and corporate borrower, including loan terms, security arrangements, and regulatory compliance requirements.

find out more

Legal Financial Agreement Between Two Parties

A Philippine law-governed agreement establishing financial obligations between two parties, incorporating local regulatory requirements and transaction frameworks.

find out more

Diy Loan Agreement

A comprehensive loan agreement template for use in the Philippines, ensuring compliance with local lending laws while protecting both lender and borrower interests.

find out more

Employees Loan Agreement

A Philippine law-compliant agreement establishing terms and conditions for an employer-provided loan to an employee, including repayment through salary deductions.

find out more

Model Loan Agreement

Standard loan agreement template compliant with Philippine law and banking regulations, suitable for various lending transactions.

find out more

Master Securities Loan Agreement

A Philippine law-governed framework agreement for securities lending transactions between financial institutions, establishing terms for multiple securities loans.

find out more

Film Equity Investment Agreement

A Philippine-law governed agreement establishing terms for equity investment in a film project, including investment structure, rights, and profit sharing arrangements.

find out more

Interest Loan Agreement

A Philippine law-governed agreement establishing terms for a loan with interest, including principal amount, interest rates, repayment terms, and security arrangements.

find out more

Co Financing Agreement

A legal agreement under Philippine law establishing terms for multiple parties to jointly finance a project, including rights, obligations, and coordination mechanisms between co-financiers.

find out more

Loan And Guarantee Agreement

A Philippine law-governed agreement establishing terms for a loan facility and associated guarantee, combining lending terms with guarantee obligations under Philippine banking regulations.

find out more

Mortgage Loan Assumption Agreement

A Philippine law-governed agreement that enables the transfer of mortgage loan obligations from an original borrower to an assuming party, outlining terms, conditions, and obligations of all parties involved.

find out more

Deed Of Accession Loan Agreement

A Philippine law-governed deed that enables a new party to join and become bound by an existing loan agreement's terms and conditions.

find out more

Co Borrower Loan Agreement

A Philippine law-governed agreement establishing joint liability between multiple borrowers for a loan, detailing terms, obligations, and shared responsibilities.

find out more

Bridge Loan Contract

A Philippine law-governed agreement establishing terms for temporary financing through a bridge loan, ensuring compliance with local banking regulations while securing interim funding needs.

find out more

Undertaking Loan Agreement

A Philippine law-governed loan agreement specifying terms, conditions, and obligations between lender and borrower, compliant with local banking regulations.

find out more

Trade Finance Agreement

A Philippine law-governed agreement establishing trade finance facilities between a bank and borrower, setting out facility terms, security arrangements, and regulatory compliance requirements.

find out more

Separation Financial Agreement

A Philippine law-governed agreement that formalizes the financial arrangements and asset division between separating spouses.

find out more

Project Finance Contract

A Philippine law-governed financing agreement for large-scale infrastructure or development projects, establishing terms for project financing, security arrangements, and implementation requirements.

find out more

Margin Loan Agreement

A Philippine law-governed agreement establishing terms for loans secured by securities as collateral, including margin requirements and enforcement provisions.

find out more

Loan Swap Agreement

A Philippine law-governed agreement enabling the exchange of loan payment obligations between parties, including interest rate and/or currency swaps, with compliance to local banking regulations.

find out more

Loan Borrower Agreement

A Philippine law-governed agreement establishing terms and conditions for a loan between a lender and borrower, ensuring compliance with local banking and financial regulations.

find out more

Friends And Family Loan Agreement

A Philippine law-governed agreement that formalizes and documents loan arrangements between family members or friends, establishing clear terms and protecting both parties' interests.

find out more

Financing Contract Agreement

A Philippine law-governed agreement establishing terms and conditions for a financing arrangement between lender and borrower, including facility details, security, and regulatory compliance requirements.

find out more

Debt Agreement Loans

A Philippine law-governed agreement establishing loan terms between lender and borrower, including amount, interest, repayment schedule, and security arrangements.

find out more

Car Mortgage Agreement

A Philippine law-governed agreement establishing a security interest in a vehicle as collateral for a loan, detailing financing terms and parties' obligations.

find out more

Car Installment Agreement

A Philippine law-governed agreement establishing terms for vehicle purchase through installment payments, including financing terms, ownership rights, and party obligations.

find out more

Business Loan Contract

A Philippine law-governed agreement establishing terms and conditions for a business loan between a financial institution and a business entity.

find out more

Bridge Facility Agreement

A temporary financing arrangement under Philippine law providing interim funding until permanent financing is secured, subject to local banking regulations and BSP requirements.

find out more

Installment Loan Agreement Promissory Note

A Philippine law-governed combined installment loan agreement and promissory note that establishes loan terms, repayment schedules, and security arrangements.

find out more

Commercial Finance Agreement

A Philippine law-governed agreement establishing terms and conditions for commercial financing between a lender and corporate borrower.

find out more

Mortgage Bond Agreement

A Philippine law-governed agreement establishing terms for issuing bonds secured by real estate mortgage, detailing security interests, bond terms, and regulatory compliance requirements.

find out more

Master Asset Finance Agreement

A Philippine law-governed master agreement establishing terms for multiple asset-based financing transactions between financier and borrower.

find out more

Car Loan Security Agreement

A Philippine-law governed security agreement creating a lender's security interest over a financed vehicle, incorporating mandatory consumer protection provisions and disclosure requirements.

find out more

Small Business Loan Agreement

A Philippine-law governed agreement establishing terms and conditions for lending to small businesses, including loan terms, security arrangements, and regulatory compliance requirements.

find out more

Recourse Loan Agreement

A Philippine law-governed loan agreement giving the lender rights to pursue the borrower's assets beyond collateral in case of default.

find out more

Loan Agreement Between Lender Borrower And Guarantor

A Philippine law-governed agreement establishing loan terms between lender, borrower, and guarantor, including loan conditions, guarantor obligations, and security provisions.

find out more

Loan Amortization Agreement

A Philippine-compliant agreement detailing loan terms and structured repayment schedules through regular amortization installments.

find out more
See more related templates

ұԾ’s Security Promise

Genie is the safest place to draft. Here’s how we prioritise your privacy and security.

Your documents are private:

We do not train on your data; ұԾ’s AI improves independently

All data stored on Genie is private to your organisation

Your documents are protected:

Your documents are protected by ultra-secure 256-bit encryption

We are ISO27001 certified, so your data is secure

Organizational security:

You retain IP ownership of your documents and their information

You have full control over your data and who gets to see it