The Title Lien Release Letter is a critical document in Philippine property transactions, used when a borrower has fully satisfied their debt obligations and the lienholder needs to formally release their security interest in the property. This document is essential for clearing property titles and enabling future transactions or transfers. The letter must comply with Philippine legal requirements, including the Civil Code of the Philippines, Property Registration Decree, and Personal Property Security Act. It typically includes specific details about the property, the original lien, and clear statements releasing the security interest. The document may require notarization and must be filed with appropriate government offices such as the Register of Deeds for real property or the Land Transportation Office for vehicles.
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1. Letter Date and Recipient Information: Current date and complete contact information of the recipient (property owner/borrower)
2. Lienholder Information: Complete details of the lienholder/creditor, including business name, address, and contact information
3. Property Identification: Detailed description of the property, including VIN number for vehicles, property address, or title number
4. Lien Reference Details: Original lien information including date recorded, amount, and reference numbers
5. Release Statement: Formal declaration releasing all claims and interests in the property
6. Authorization Statement: Statement confirming the authority to release the lien
7. Signature Block: Area for authorized signatory's name, title, and signature with date
1. Partial Release Statement: Used when only a portion of the security interest is being released
2. Multiple Lienholder Acknowledgment: Required when there are other lienholders with interests in the property
3. Payment Confirmation: Statement confirming receipt of full payment when relevant to the release
4. Notarization Block: Space for notary acknowledgment if required by local jurisdiction
5. Governing Law Statement: Reference to applicable Philippine laws governing the release
1. Original Lien Documentation: Copy of the original lien registration or security agreement
2. Proof of Payment: Documentation showing satisfaction of the debt (if applicable)
3. Property Title Documentation: Copy of current title or registration showing the recorded lien
4. Authorization Documents: Corporate resolutions or power of attorney if signed by representative
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