The Hardship Affidavit is a crucial legal instrument in Pakistan's legal framework, typically used when individuals need to formally declare their financial inability to meet certain obligations. This document is commonly required in various situations such as court proceedings, loan modifications, educational fee concessions, or payment plan negotiations. The affidavit must comply with the Oaths Act 1873 and related Pakistani legislation, requiring proper attestation and specific formatting. It includes detailed information about the declarant's financial situation, including income sources, expenses, assets, liabilities, and the specific circumstances leading to the hardship. The document serves as both a legal declaration and a formal request for consideration of the declarant's financial situation, often used in conjunction with other supporting documentation to substantiate the claimed hardship.
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1. Affiant Information: Full legal name, CNIC number, occupation, and current residential address of the person making the affidavit
2. Purpose Declaration: Clear statement of the purpose for which the hardship affidavit is being submitted
3. Current Financial Status: Detailed description of current income, expenses, assets, and liabilities
4. Hardship Statement: Specific explanation of the financial hardship being experienced and its causes
5. Supporting Facts: Concrete facts and circumstances that demonstrate the claimed hardship
6. Previous Attempts at Resolution: Description of steps already taken to address the financial situation
7. Verification Statement: Standard legal declaration confirming the truth of the statements made
8. Oath and Signature: Formal oath statement and space for signature, as required under Pakistani law
1. Dependent Information: Details of dependents and their financial needs, used when the hardship affects a family unit
2. Medical Circumstances: Description of any medical conditions contributing to the hardship, included when health issues are a factor
3. Employment History: Recent employment changes or job loss information, included when unemployment is a factor
4. Disaster Impact: Description of impact from natural disasters or unexpected events, included when relevant
5. Future Income Prospects: Statement about potential future income or recovery plan, included when there's a clear path to financial improvement
6. Third-Party Support: Information about any assistance received from family members or charitable organizations, included when applicable
1. Income Documentation: Copies of salary slips, business income statements, or other income proof for the past 3-6 months
2. Expense Documentation: Copies of utility bills, rent receipts, and other major expense documents
3. Asset Statement: List and supporting documents of owned assets and their current value
4. Bank Statements: Recent bank statements showing financial activity
5. Medical Records: Copies of relevant medical documents if health issues are part of hardship claim
6. Supporting Affidavits: Additional affidavits from witnesses or community members confirming the hardship situation
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