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1. Early Repayment Provisions: Terms for early repayment of the debt, including any penalties or benefits

2. Islamic Finance Compliance: Specific provisions ensuring Sharia compliance, required for Islamic financing structures

3. Assignment and Transfer: Rights to assign or transfer the debt, if permitted

4. Additional Security: Provisions for additional collateral if required during the term

5. Insurance Requirements: Obligations to maintain insurance on any secured assets

6. Financial Covenants: Ongoing financial obligations and reporting requirements

7. Force Majeure: Provisions for unforeseen circumstances affecting repayment ability

8. Guarantor Provisions: Terms applicable when a guarantor is involved in the arrangement

1. Schedule 1 - Payment Schedule: Detailed repayment schedule with dates and amounts

2. Schedule 2 - Security Details: Comprehensive description of all security/collateral

3. Schedule 3 - Condition Precedents: List of conditions to be met before the debt becomes effective

4. Schedule 4 - Form of Notices: Templates for various notices under the agreement

5. Appendix A - Security Documents: Copies or forms of security documentation

6. Appendix B - Calculation Methods: Detailed explanation of interest/profit calculations

7. Appendix C - Compliance Certificates: Forms for periodic compliance certification