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1. Parties: Identification of the Vendor and Purchaser with full legal names and addresses

2. Background: Context of the transaction, including brief description of the property and intent to sell/purchase through installments

3. Definitions: Key terms used throughout the agreement including Property, Purchase Price, Installments, Completion Date

4. Sale and Purchase: Core agreement to sell and purchase the property, subject to installment terms

5. Purchase Price and Payment Terms: Total purchase price, down payment, installment amounts, payment schedule, and payment methods

6. Property Details: Detailed description of the property, including boundaries, improvements, and title information

7. Vendor's Representations and Warranties: Vendor's declarations regarding ownership, authority to sell, and property condition

8. Purchaser's Representations and Warranties: Purchaser's declarations regarding financial capacity and compliance with terms

9. Possession and Occupancy: Terms regarding property possession, maintenance responsibilities, and occupancy rights during the installment period

10. Title Transfer: Process and timing of title transfer, including Governor's consent requirements

11. Default and Remedies: Consequences of payment default or other breaches, including termination rights and procedures

12. Insurance and Risk: Requirements for property insurance and allocation of risk during the installment period

13. Costs and Taxes: Allocation of transaction costs, stamp duty, registration fees, and property taxes

14. Governing Law: Specification of Nigerian law as governing law and relevant jurisdiction

15. Execution: Signature blocks and attestation requirements

1. Schedule 1 - Property Description: Detailed legal description of the property, including survey plans and boundaries

2. Schedule 2 - Payment Schedule: Detailed breakdown of installment payments, including amounts and due dates

3. Schedule 3 - Title Documents: List and copies of relevant title documents and certificates

4. Schedule 4 - Permitted Encumbrances: List of accepted encumbrances or restrictions on the property

5. Schedule 5 - Property Condition Report: Detailed report on the condition of the property at the time of contract

6. Appendix A - Required Consents: List of required governmental and regulatory consents, including Governor's consent requirements

7. Appendix B - Form of Transfer Deed: Template of the deed to be used for final transfer upon completion of payments