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1. Sender's Information: Full name, employee ID, department, and position of the requesting employee
2. Date and Reference Number: Current date and any relevant reference numbers as per company policy
3. Recipient's Information: Name, title, and department of the appropriate authority (HR Manager/Financial Controller/Direct Superior)
4. Subject Line: Clear indication that this is a loan request
5. Formal Salutation: Appropriate formal greeting in business letter format
6. Loan Request Details: Specific amount requested, purpose of the loan, and proposed repayment terms
7. Employment History: Brief summary of employment duration and current standing with the company
8. Current Financial Status: Basic information about current salary and existing financial commitments
9. Proposed Repayment Plan: Detailed breakdown of how the loan will be repaid through salary deductions
10. Closing Statement: Formal thank you and request for consideration
11. Signature Block: Full name, signature, and contact information
1. Previous Loan History: Include if there have been previous company loans and successful repayments
2. Emergency Circumstances: Include if the loan is needed for emergency or humanitarian reasons
3. Guarantor Information: Include if company policy requires a guarantor for the loan
4. Alternative Repayment Sources: Include if there are additional sources of income or security for the loan
5. Sharia Compliance Statement: Include if specifically required by company policy to confirm the loan request adheres to Islamic principles
1. Salary Certificate: Official document showing current salary and employment status
2. Bank Account Details: Banking information for loan disbursement
3. Supporting Documents: Any relevant documentation supporting the reason for the loan request
4. Proposed Repayment Schedule: Detailed month-by-month breakdown of proposed repayment installments
5. Employee Performance Record: Recent performance evaluation or service record if required by company policy
Banking & Financial Services
Construction
Manufacturing
Oil & Gas
Healthcare
Education
Retail
Technology
Telecommunications
Government & Public Sector
Professional Services
Hospitality
Transportation & Logistics
Real Estate
Mining
Human Resources
Finance
Legal
Compliance
Payroll
Employee Relations
Risk Management
Treasury
Operations
Internal Audit
HR Director
Financial Controller
Legal Counsel
Compliance Officer
HR Manager
Finance Manager
Payroll Manager
Benefits Administrator
Employee Relations Manager
Risk Manager
Department Manager
Line Manager
Chief Financial Officer
HR Operations Manager
Treasury Manager
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