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The Loan Request Letter to Employer is a crucial document used in Saudi Arabian workplace environments when an employee seeks financial assistance from their employer. This document is particularly important in the Saudi Arabian context, where many employers offer interest-free loans as part of their employee benefits, in compliance with Sharia law principles. The letter should be drafted carefully to include all necessary information such as the loan amount, purpose, repayment plan, and the employee's service history and financial status. It must comply with both the Saudi Labor Law and any specific company policies regarding employee loans. The document serves as the initial formal step in the loan approval process and may be used across various industries where employers offer this benefit to their employees.

1. Sender's Information: Full name, employee ID, department, and position of the requesting employee

2. Date and Reference Number: Current date and any relevant reference numbers as per company policy

3. Recipient's Information: Name, title, and department of the appropriate authority (HR Manager/Financial Controller/Direct Superior)

4. Subject Line: Clear indication that this is a loan request

5. Formal Salutation: Appropriate formal greeting in business letter format

6. Loan Request Details: Specific amount requested, purpose of the loan, and proposed repayment terms

7. Employment History: Brief summary of employment duration and current standing with the company

8. Current Financial Status: Basic information about current salary and existing financial commitments

9. Proposed Repayment Plan: Detailed breakdown of how the loan will be repaid through salary deductions

10. Closing Statement: Formal thank you and request for consideration

11. Signature Block: Full name, signature, and contact information