The Confirmation of Insurance Letter is a crucial document in Indonesian business practice, regulated under Law No. 40 of 2014 on Insurance and overseen by the Financial Services Authority (OJK). This document serves as official verification of insurance coverage and is commonly required for various business transactions, regulatory compliance, and contractual obligations. The letter provides essential evidence of insurance protection, detailing the scope of coverage, policy terms, and insured parties. It is particularly important in business transactions where proof of insurance is a prerequisite, such as property leases, construction projects, or service contracts. The document must comply with Indonesian insurance regulations and typically includes specific information mandated by OJK guidelines.
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1. Letter Header: Insurance company's letterhead, including company name, address, and contact details
2. Date and Reference Number: Current date and unique reference number for the confirmation letter
3. Policyholder Information: Full name and address of the insured party/policyholder
4. Insurance Policy Details: Policy number, type of coverage, and period of insurance
5. Coverage Summary: Brief description of key coverage elements and insured amounts
6. Premium Information: Details of premium amount, payment status, and payment schedule if applicable
7. Authorized Signature: Signature of authorized insurance company representative with name and position
1. Additional Insured Parties: List of additional parties covered under the policy, used when multiple entities are insured
2. Special Conditions: Any specific conditions or exclusions that are particularly important to note
3. Claims Contact Information: Dedicated contact details for claims processing, included for complex insurance types
4. Broker Details: Information about the insurance broker if the policy was arranged through one
5. Compliance Statement: Statement confirming compliance with specific regulations or requirements, used when required by particular authorities or contracts
1. Schedule of Coverage: Detailed breakdown of coverage limits, sub-limits, and specific insured items
2. Schedule of Locations: List of insured locations if multiple properties are covered
3. Premium Payment Schedule: Detailed payment schedule if premium is paid in installments
4. Policy Endorsements: List of any modifications or endorsements to the original policy
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Risk Management
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